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GU Health

Galib Mid Extras (Family)

Corporate Policy

$331.70 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: For GUHealthPolicies means a person who is not a Policy Holder or Partner and who: is aged under 21 years of age; is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Corporate policy: This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.

Policy ID: FAI/I25/A0000F

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy can only be purchased with certain hospital policies.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 0

$300 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

  • Initial visit: $26
  • Subsequent visit: $26
Ante-natal/Post-natal classes 0

$500 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy & other services

  • Initial visit: $40
  • Subsequent visit: $40
Chinese medicine 0

$300 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

  • Initial visit: $26
  • Subsequent visit: $26
Chiropractic 0

$500 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy & other services

  • Initial visit: $40
  • Subsequent visit: $30
Endodontic 12

$2,650 per person

combined limit for endodontic & major dental

sub-limits apply

  • Filling of one root canal: $118
General dental 0

No annual limit

  • Fluoride treatment: $22
  • Scale & clean: $50
  • Surgical tooth extraction: $101
  • Periodic oral examination: $23
Health management / Healthy lifestyle* 6

$200 per policy

  • Health management: 80% of charge
Major dental 12

$2,650 per person

combined limit for endodontic & major dental

sub-limits apply

  • Full crown veneered: $650
Non PBS pharmaceuticals* 0

$500 per person

  • Per eligible prescription: 80% of charge
Optical 0

$200 per person

  • Multi-focal lenses & frames: 80% of charge
  • Single vision lenses & frames: 80% of charge
Osteopathy 0

$500 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy & other services

  • Initial visit: $40
  • Subsequent visit: $30
Physiotherapy 0

$500 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy & other services

  • Initial visit: $40
  • Subsequent visit: $30
Remedial massage 0

$300 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

  • Initial visit: $26
  • Subsequent visit: $26
Acupuncture

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

Ante-natal/Post-natal classes

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Chinese medicine

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

Chiropractic

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $30}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,650 per person}

{combined limit for endodontic & major dental}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $118}

General dental

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: $22}

{Scale & clean: $50}

{Surgical tooth extraction: $101}

{Periodic oral examination: $23}

Health management / Healthy lifestyle*

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Health management: 80% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,650 per person}

{combined limit for endodontic & major dental}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $650}

Non PBS pharmaceuticals*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per eligible prescription: 80% of charge}

Optical

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 80% of charge}

{Single vision lenses & frames: 80% of charge}

Osteopathy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $30}

Physiotherapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $30}

Remedial massage

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

This policy does not include General treatment (Extras) cover for
Audiology
Blood glucose monitors
Dietetics/dietary advice
Exercise physiology
Eye therapy (orthoptics)
Hearing aids
Home nursing
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Podiatry
Psychology
Speech therapy
Vaccinations

Other features of this general treatment cover: GU Health specialises in providing a tailored health plan with extensive benefits. Enjoy generous benefits on a wide range of services including lifestyle services and health management treatments such as stress management, weight loss programs and quit smoking courses.

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see: https://www.guhealth.com.au/forms-and-publications/fact-sheets

Insurer Details

GU Health

Galib Mid Extras (Family)

Corporate Policy

$331.70 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/FAI/I25/A0000F

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