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GU Health

Business 80 Benefits (Family)

Corporate Policy

$262.50 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: For GUHealthPolicies means a person who is not a Policy Holder or Partner and who: is aged under 21 years of age; is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Corporate policy: Employees/Members of organisations with arrangements with this health insurer

Policy ID: FAI/I27/AAJP2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 0

$200 per person

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Ante-natal/Post-natal classes 0

$450 per person

combined limit for ante-natal/post-natal classes & physiotherapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Blood glucose monitors 12

$700 per person

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy

  • Per monitor: 80% of charge
Chinese medicine 0

$200 per person

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Chiropractic 0

$450 per person

combined limit for chiropractic & osteopathy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Dietetics/dietary advice 0

$200 per person

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Endodontic 12

$1,100 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Filling of one root canal: 80% of charge
Exercise physiology 0

$200 per person

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
General dental 0

$1,100 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Fluoride treatment: 80% of charge
  • Scale & clean: 80% of charge
  • Surgical tooth extraction: 80% of charge
  • Periodic oral examination: 80% of charge
Hearing aids* 12

$700 per person

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy

  • Hearing aid: 80% of charge
Major dental 12

$1,100 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Full crown veneered: 80% of charge
Non PBS pharmaceuticals* 0

$700 per person

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy

  • Per eligible prescription: 80% of charge
Occupational therapy 0

$700 per person

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy

  • Initial visit: 80% of charge
Optical 0

$200 per person

  • Multi-focal lenses & frames: 80% of charge
  • Single vision lenses & frames: 80% of charge
Orthodontic* 12

$1,100 per person

$2,200 lifetime limit

combined limit for endodontic, general dental, major dental & orthodontic

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 80% of charge
Orthotics (podiatric orthoses) 12

$700 per person

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy

  • Orthotics supply & fit: 80% of charge
Osteopathy 0

$450 per person

combined limit for chiropractic & osteopathy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Physiotherapy 0

$450 per person

combined limit for ante-natal/post-natal classes & physiotherapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Podiatry 0

$700 per person

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Psychology 0

$700 per person

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Remedial massage 0

$200 per person

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Speech therapy 0

$700 per person

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Acupuncture

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Ante-natal/Post-natal classes

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for ante-natal/post-natal classes & physiotherapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy}

Examples of maximum benefits

{Per monitor: 80% of charge}

Chinese medicine

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Chiropractic

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Dietetics/dietary advice

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,100 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: 80% of charge}

Exercise physiology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

General dental

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$1,100 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: 80% of charge}

{Scale & clean: 80% of charge}

{Surgical tooth extraction: 80% of charge}

{Periodic oral examination: 80% of charge}

Hearing aids*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy}

Examples of maximum benefits

{Hearing aid: 80% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,100 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Full crown veneered: 80% of charge}

Non PBS pharmaceuticals*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy}

Examples of maximum benefits

{Per eligible prescription: 80% of charge}

Occupational therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

Optical

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 80% of charge}

{Single vision lenses & frames: 80% of charge}

Orthodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,100 per person}

{$2,200 lifetime limit}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 80% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy}

Examples of maximum benefits

{Orthotics supply & fit: 80% of charge}

Osteopathy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Physiotherapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for ante-natal/post-natal classes & physiotherapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Podiatry

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Remedial massage

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Speech therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

This policy does not include General treatment (Extras) cover for
Audiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Home nursing
Vaccinations

Other features of this general treatment cover: GU Health specialises in corporate health cover, providing superior health plans with executive benefits. Enjoy a generous 80% back on all included treatments and services.

For further information about this policy see: https://www.guhealth.com.au/

Ambulance cover

In all states this policy provides:

Emergency: Unlimited with no waiting period.

Non-emergency: Unlimited transport with no waiting period.

State schemes provide ambulance services for residents of Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au).

For further information about this policy see: https://www.guhealth.com.au/forms-and-publications/fact-sheets

Insurer Details

GU Health

Business 80 Benefits (Family)

Corporate Policy

$262.50 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/FAI/I27/AAJP2D

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