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GU Health

Advantage 80 Benefit (Single)

Corporate Policy

$157.10 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Corporate policy: Employees/Members of organisations with arrangements with this health insurer

Policy ID: FAI/I35/AAYP10

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy must be purchased with a hospital policy.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 0

$300 per policy

combined limit for acupuncture, exercise physiology, remedial massage & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Ante-natal/Post-natal classes 0

$600 per policy

combined limit for ante-natal/post-natal classes & physiotherapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Blood glucose monitors 12

$400 per policy

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry

  • Per monitor: 80% of charge
Chinese medicine 0

$500 per policy

combined limit for chinese medicine, chiropractic, osteopathy & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Chiropractic 0

$500 per policy

combined limit for chinese medicine, chiropractic, osteopathy & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Dietetics/dietary advice 0

$300 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Endodontic 12

$1,200 per policy

combined limit for endodontic, major dental & other services

  • Filling of one root canal: 80% of charge
Exercise physiology 0

$300 per policy

combined limit for acupuncture, exercise physiology, remedial massage & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Eye therapy (orthoptics) 0

$300 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy

  • Initial visit: 80% of charge
  • Subsequent visit: $80
General dental 0

$800 per policy

  • Fluoride treatment: 80% of charge
  • Scale & clean: 80% of charge
  • Surgical tooth extraction: 80% of charge
  • Periodic oral examination: 80% of charge
Hearing aids* 12

$400 per policy

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry

  • Hearing aid: 80% of charge
Major dental 12

$1,200 per policy

combined limit for endodontic, major dental & other services

  • Full crown veneered: 80% of charge
Non PBS pharmaceuticals* 0

$400 per policy

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry

  • Per eligible prescription: 80% of charge
Occupational therapy 0

$300 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Optical 0

$260 per policy

  • Multi-focal lenses & frames: 80% of charge
  • Single vision lenses & frames: 80% of charge
Orthodontic* 12

$1,000 per policy

$2,400 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 80% of charge
Orthotics (podiatric orthoses) 12

$400 per policy

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: 80% of charge
Osteopathy 0

$500 per policy

combined limit for chinese medicine, chiropractic, osteopathy & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Physiotherapy 0

$600 per policy

combined limit for ante-natal/post-natal classes & physiotherapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Podiatry 0

$400 per policy

combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Psychology 0

$300 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Remedial massage 0

$300 per policy

combined limit for acupuncture, exercise physiology, remedial massage & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Speech therapy 0

$300 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Acupuncture

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for acupuncture, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Ante-natal/Post-natal classes

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{combined limit for ante-natal/post-natal classes & physiotherapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Per monitor: 80% of charge}

Chinese medicine

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chinese medicine, chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Chiropractic

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chinese medicine, chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Dietetics/dietary advice

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for endodontic, major dental & other services}

Examples of maximum benefits

{Filling of one root canal: 80% of charge}

Exercise physiology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for acupuncture, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Eye therapy (orthoptics)

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: $80}

General dental

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

Examples of maximum benefits

{Fluoride treatment: 80% of charge}

{Scale & clean: 80% of charge}

{Surgical tooth extraction: 80% of charge}

{Periodic oral examination: 80% of charge}

Hearing aids*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Hearing aid: 80% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for endodontic, major dental & other services}

Examples of maximum benefits

{Full crown veneered: 80% of charge}

Non PBS pharmaceuticals*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Per eligible prescription: 80% of charge}

Occupational therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Optical

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$260 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 80% of charge}

{Single vision lenses & frames: 80% of charge}

Orthodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{$2,400 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 80% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 80% of charge}

Osteopathy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chinese medicine, chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Physiotherapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{combined limit for ante-natal/post-natal classes & physiotherapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Podiatry

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

{combined limit for blood glucose monitors, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Remedial massage

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for acupuncture, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Speech therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

This policy does not include General treatment (Extras) cover for
Audiology
Health management / Healthy lifestyle
Home nursing
Vaccinations

Other features of this general treatment cover: GU Health specialises in corporate health cover, providing superior health plans with executive benefits. Enjoy a generous 80% back on all included services.

For further information about this policy see: https://www.guhealth.com.au/

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see: https://www.guhealth.com.au/forms-and-publications/fact-sheets

Insurer Details

GU Health

Advantage 80 Benefit (Single)

Corporate Policy

$157.10 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/FAI/I35/AAYP10

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