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GU Health

Amc Ancillary Benefits (Family)

Corporate Policy

$426.70 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: For GUHealthPolicies means a person who is not a Policy Holder or Partner and who: is aged under 21 years of age; is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Corporate policy: Employees/Members of organisations with arrangements with this health insurer

Policy ID: FAI/I40/AAIP2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy must be purchased with a hospital policy.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 0

$610 per person up to $1,220 per policy

combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Ante-natal/Post-natal classes 0

$610 per person up to $1,220 per policy

combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Blood glucose monitors 12

$1,000 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

  • Per monitor: 100% of charge
Chiropractic 0

$610 per person up to $1,220 per policy

combined limit for chiropractic, eye therapy (orthoptics), osteopathy & remedial massage

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Dietetics/dietary advice 0

$610 per person up to $1,220 per policy

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Endodontic 12

$1,400 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Filling of one root canal: 80% of charge
Eye therapy (orthoptics) 0

$610 per person up to $1,220 per policy

combined limit for chiropractic, eye therapy (orthoptics), osteopathy & remedial massage

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
General dental 0

$1,400 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Fluoride treatment: 100% of charge
  • Scale & clean: 100% of charge
  • Surgical tooth extraction: 80% of charge
  • Periodic oral examination: 100% of charge
Health management / Healthy lifestyle 6

$65 per person

  • Health management: 100% of charge
Hearing aids 12

$610 per person

  • Hearing aid: 100% of charge
Major dental 12

$1,400 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Full crown veneered: 60% of charge
Non PBS pharmaceuticals* 0

No annual limit

  • Per eligible prescription: 100% of charge
Occupational therapy 0

$610 per person up to $1,220 per policy

combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Optical 0

$250 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$1,400 per person

$2,000 lifetime limit

combined limit for endodontic, general dental, major dental & orthodontic

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge
Orthotics (podiatric orthoses) 12

$1,000 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

  • Orthotics supply & fit: 100% of charge
Osteopathy 0

$610 per person up to $1,220 per policy

combined limit for chiropractic, eye therapy (orthoptics), osteopathy & remedial massage

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Physiotherapy 0

$610 per person up to $1,220 per policy

combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Podiatry 0

$610 per person up to $1,220 per policy

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Psychology 0

$610 per person up to $1,220 per policy

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Remedial massage 0

$610 per person up to $1,220 per policy

combined limit for chiropractic, eye therapy (orthoptics), osteopathy & remedial massage

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Speech therapy 0

$610 per person up to $1,220 per policy

combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Acupuncture

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Ante-natal/Post-natal classes

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

Examples of maximum benefits

{Per monitor: 100% of charge}

Chiropractic

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

{combined limit for chiropractic, eye therapy (orthoptics), osteopathy & remedial massage}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Dietetics/dietary advice

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: 80% of charge}

Eye therapy (orthoptics)

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

{combined limit for chiropractic, eye therapy (orthoptics), osteopathy & remedial massage}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

General dental

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: 100% of charge}

{Scale & clean: 100% of charge}

{Surgical tooth extraction: 80% of charge}

{Periodic oral examination: 100% of charge}

Health management / Healthy lifestyle

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$65 per person}

Examples of maximum benefits

{Health management: 100% of charge}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$610 per person}

Examples of maximum benefits

{Hearing aid: 100% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Full crown veneered: 60% of charge}

Non PBS pharmaceuticals*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Per eligible prescription: 100% of charge}

Occupational therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Optical

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{$2,000 lifetime limit}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

Examples of maximum benefits

{Orthotics supply & fit: 100% of charge}

Osteopathy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

{combined limit for chiropractic, eye therapy (orthoptics), osteopathy & remedial massage}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Physiotherapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Podiatry

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Remedial massage

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

{combined limit for chiropractic, eye therapy (orthoptics), osteopathy & remedial massage}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Speech therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$610 per person up to $1,220 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, occupational therapy, physiotherapy & speech therapy}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

This policy does not include General treatment (Extras) cover for
Audiology
Chinese medicine
Exercise physiology
Home nursing
Vaccinations

Other features of this general treatment cover: GU Health specialises in corporate health cover, providing superior health plans with executive benefits. Enjoy 100% back on an extensive range of services including general dental, optical, physiotherapy, chiropractic and psychology.

For further information about this policy see: https://www.guhealth.com.au/

Ambulance cover

In all states this policy provides:

Emergency: Unlimited with no waiting period.

Non-emergency: Unlimited transport with no waiting period.

State schemes provide ambulance services for residents of Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au).

For further information about this policy see: https://www.guhealth.com.au/forms-and-publications/fact-sheets

Insurer Details

GU Health

Amc Ancillary Benefits (Family)

Corporate Policy

$426.70 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/FAI/I40/AAIP2D

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