GU Health

EXTENDED BENEFITS DIRECT $250 EXCESS (FAMILY)

Name: EXTENDED BENEFITS DIRECT $250 EXCESS (FAMILY)
Brand: GU Health
Price: 444.2 AUD

Corporate Policy

$444.20 / month

(Before Rebate, Discount & Loading)

Available in WA

1800 249 966 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: For GUHealthPolicies means a person who is not a Policy Holder or Partner and who: is aged under 21 years of age; is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Corporate policy: Employees/Members of organisations with arrangements with this health insurer

Policy ID: FAI/I6D/WDWG2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 0

$500 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Ante-natal/Post-natal classes 0

$600 per person

combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Audiology 0

$200 per person

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Blood glucose monitors 12

$500 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

Per monitor: 80% of charge

Chinese medicine 0

$500 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Chiropractic 0

$500 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Dietetics/dietary advice 0

$500 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Endodontic 12

$800 per person

combined limit for endodontic, major dental, orthodontic & other services

sub-limits apply

Filling of one root canal: $120

Exercise physiology 0

$500 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Eye therapy (orthoptics) 0

$600 per person

combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services

sub-limits apply

Initial visit: $50
Subsequent visit: $50

General dental 0

$2,000 per policy

sub-limits apply

Fluoride treatment: $30
Scale & clean: $38
Surgical tooth extraction: $101
Periodic oral examination: $30

Hearing aids* 12

$500 per person

Hearing aid: 80% of charge

Major dental* 12

$800 per person

combined limit for endodontic, major dental, orthodontic & other services

sub-limits apply

Full crown veneered: $650

Non PBS pharmaceuticals* 0

$500 per person

Per eligible prescription: 100% of charge

Occupational therapy 0

$600 per person

combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services

sub-limits apply

Initial visit: $50
Subsequent visit: $50

Optical* 0

$200 per person

sub-limits apply

Multi-focal lenses & frames: $200
Single vision lenses & frames: $200

Orthodontic 12

$800 per person

$1,500 lifetime limit

combined limit for endodontic, major dental, orthodontic & other services

sub-limits apply

Braces for upper & lower teeth, including removal plus fitting of retainer: 80% of charge

Orthotics (podiatric orthoses) 12

$500 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

Orthotics supply & fit: 80% of charge

Osteopathy 0

$500 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Physiotherapy 0

$600 per person

combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Podiatry 0

$300 per person

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Psychology 0

$500 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services

sub-limits apply

Initial visit: $40
Subsequent visit: $40

Remedial massage 0

$500 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $30

Speech therapy 0

$600 per person

combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services

sub-limits apply

Initial visit: $50
Subsequent visit: $50

Acupuncture

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Ante-natal/Post-natal classes

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Audiology

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Blood glucose monitors

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

Examples of maximum benefits

{Per monitor: 80% of charge}

Chinese medicine

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Chiropractic

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Dietetics/dietary advice

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for endodontic, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $120}

Exercise physiology

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Eye therapy (orthoptics)

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

General dental

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$2,000 per policy}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $30}

{Scale & clean: $38}

{Surgical tooth extraction: $101}

{Periodic oral examination: $30}

Hearing aids*

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Hearing aid: 80% of charge}

Major dental*

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for endodontic, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $650}

Non PBS pharmaceuticals*

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per eligible prescription: 100% of charge}

Occupational therapy

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Optical*

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{sub-limits apply}

Examples of maximum benefits

{Multi-focal lenses & frames: $200}

{Single vision lenses & frames: $200}

Orthodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{$1,500 lifetime limit}

{combined limit for endodontic, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 80% of charge}

Orthotics (podiatric orthoses)

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

Examples of maximum benefits

{Orthotics supply & fit: 80% of charge}

Osteopathy

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Physiotherapy

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Podiatry

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Psychology

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Remedial massage

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, psychology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Speech therapy

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, physiotherapy, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

This policy does not include General treatment (Extras) cover for

Health management / Healthy lifestyle

Home nursing

Vaccinations

Other features of this general treatment cover: GU Health specialises in corporate health cover, providing superior health plans with executive benefits. Enjoy generous benefits on a range of services including general dental, physiotherapy, chiropractic and remedial massage and money back on travel and accommodation and school health care. Travel and accommodation: Covers a patient and attendant for essential medical travel, to the nearest hospital or medical centre for round trips exceeding 200 kms.

For further information about this policy see: https://www.guhealth.com.au/

Ambulance cover

Aged Pensioner concession holders are entitled to free ambulance transport services. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health fund or a subscription through the state ambulance service.

For further information about this policy see: https://www.guhealth.com.au/forms-and-publications/fact-sheets

Insurer Details

GU Health

EXTENDED BENEFITS DIRECT $250 EXCESS (FAMILY)

Corporate Policy

$444.20 / month

(Before Rebate, Discount & Loading)

Available in WA

1800 249 966 Sponsor link

Go to site Sponsor link

GU Health

http://www.guhealth.com.au

corporate@guhealth.com.au

1800 249 966

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/FAI/I6D/WDWG2D

EXTENDED BENEFITS DIRECT $250 EXCESS (FAMILY)

Policy ID: FAI/I6D/WDWG2D

Extras Cover

Ambulance cover

Insurer Details

GU Health

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