GU Health

Advance Hospital - Gold & Corporate Health 60 $500 Excess (Single Parent)

Name: Advance Hospital - Gold & Corporate Health 60 $500 Excess (Single Parent)
Brand: GU Health
Price: 307.5 AUD

Corporate Policy

$307.50 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

1800 249 966 Sponsor link

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You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading or an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: For GUHealthPolicies means a person who is not a Policy Holder or Partner and who: is aged under 21 years of age; is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Corporate policy: Employees/Members of organisations with arrangements with this health insurer

Policy ID: FAI/J141/NHRX1D

Source: Private Health Information Statement (PHIS)

This policy exempts you from the Medicare Levy Surcharge.
This policy provides accident cover - check with insurer for details.
This policy provides benefits for travel or accommodation outside of hospital - check with insurer for details.

Covered

Restricted Cover

Not Covered

This policy includes cover for

Assisted reproductive services

Back, neck and spine

Blood

Bone, joint and muscle

Brain and nervous system

Breast surgery (medically necessary)

Cataracts

Chemotherapy, radiotherapy and immunotherapy for cancer

Dental surgery

Diabetes management (excluding insulin pumps)

Dialysis for chronic kidney failure

Digestive system

Ear, nose and throat

Eye (not cataracts)

Gastrointestinal endoscopy

Gynaecology

Heart and vascular system

Hernia and appendix

Hospital psychiatric services

Implantation of hearing devices

Insulin pumps

Joint reconstructions

Joint replacements

Kidney and bladder

Lung and chest

Male reproductive system

Miscarriage and termination of pregnancy

Pain management

Pain management with device

Palliative care

Plastic and reconstructive surgery (medically necessary)

Podiatric surgery (provided by a registered podiatric surgeon)

Pregnancy and birth

Rehabilitation

Skin

Sleep studies

Tonsils, adenoids and grommets

Weight loss surgery

The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.

Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.

The following payments may also apply for hospital admissions

Excess: You will have to pay an excess on admission. This is limited to a maximum of $500 per policy per year.

Excess payments do not apply to hospital admissions for accidents and dependants.

Co-payments: No co-payments

The following waiting periods for hospital admissions apply to new or upgrading members Waiting periods:

2 months for palliative care, rehabilitation and hospital psychiatric treatments, even if pre-existing
12 months for other pre-existing conditions
12 months for pregnancy and birth (obstetrics)

Gap Cover

This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.

Other features of this hospital cover

Home support services and programs: This program allows you to leave hospital early and continue to receive expert in-home care, so you can recover in the comfort of your own home. Added in-hospital carer benefit of up to $60 per night for the carers accommodation with your stay in hospital and $30 per day for the carer’s in-hospital meals, up to a total of $500. Travel and Accommodation Benefits capped at $200 per admission (eligibility criteria applies), Check product information and Fund Rules for further information.

For further information about this policy see: http://www.guhealth.com.au

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$400 per person(combined limit for Acupuncture, remedial massage, chinese medicine & other services). Sublimit of $200 for remedial massage applies

combined limit for acupuncture, chinese medicine & remedial massage

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Blood glucose monitors 12

$350 per person

combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services

Per monitor: 60% of charge

Chinese medicine 2

$400 per person(combined limit for Acupuncture, remedial massage, chinese medicine & other services). Sublimit of $200 for remedial massage applies

combined limit for acupuncture, chinese medicine & remedial massage

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Chiropractic* 2

$350 per person

combined limit for chiropractic & osteopathy

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Dietetics/dietary advice 2

$350 per person

combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Endodontic 12

$1,000 per person

combined limit for endodontic, general dental & major dental

Filling of one root canal: 60% of charge

Exercise physiology 2

$350 per person

combined limit for exercise physiology & physiotherapy

Initial visit: 60% of charge
Subsequent visit: 60% of charge

General dental 2

$1,000 per person

combined limit for endodontic, general dental & major dental

Fluoride treatment: 60% of charge
Scale & clean: 60% of charge
Surgical tooth extraction: 60% of charge
Periodic oral examination: 60% of charge

Major dental* 12

$1,000 per person

combined limit for endodontic, general dental & major dental

Full crown veneered: 60% of charge

Non PBS pharmaceuticals* 2

$350 per person

combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services

Per eligible prescription: 60% of charge

Occupational therapy 2

$350 per person

combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Optical 6

$200 per person

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Orthotics (podiatric orthoses) 12

$350 per person

combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services

Orthotics supply & fit: 60% of charge

Osteopathy 2

$350 per person

combined limit for chiropractic & osteopathy

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Physiotherapy 2

$350 per person

combined limit for exercise physiology & physiotherapy

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Podiatry 2

$350 per person

combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Psychology 2

$350 per person

combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Remedial massage* 2

$400 per person(combined limit for Acupuncture, remedial massage, chinese medicine & other services). Sublimit of $200 for remedial massage applies

combined limit for acupuncture, chinese medicine & remedial massage

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Speech therapy 2

$350 per person

combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person(combined limit for Acupuncture, remedial massage, chinese medicine & other services). Sublimit of $200 for remedial massage applies}

{combined limit for acupuncture, chinese medicine & remedial massage}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Blood glucose monitors

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Per monitor: 60% of charge}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person(combined limit for Acupuncture, remedial massage, chinese medicine & other services). Sublimit of $200 for remedial massage applies}

{combined limit for acupuncture, chinese medicine & remedial massage}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chiropractic*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Filling of one root canal: 60% of charge}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Fluoride treatment: 60% of charge}

{Scale & clean: 60% of charge}

{Surgical tooth extraction: 60% of charge}

{Periodic oral examination: 60% of charge}

Major dental*

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Full crown veneered: 60% of charge}

Non PBS pharmaceuticals*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Per eligible prescription: 60% of charge}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Orthotics supply & fit: 60% of charge}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Remedial massage*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person(combined limit for Acupuncture, remedial massage, chinese medicine & other services). Sublimit of $200 for remedial massage applies}

{combined limit for acupuncture, chinese medicine & remedial massage}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Acupuncture and other Therapies offer a combined limit $400 for Remedial Massage, Myotherapy, Ayurveda Medicine, Chinese Herbal Medicine, Chinese Massage, Nutrition per person per membership year. Benefits up to $300 per membership year for health aids & appliances including blood glucose monitors, blood pressure monitors, non-surgical prosthesis, support garments, braces and splints.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Orthodontic

Vaccinations

Other features of this general treatment cover: GU Health specialises in corporate health cover, providing a tailored health plan with a wide range of benefits. Enjoy at least 60% back on a wide range of services and treatments including unlimited benefits for selected preventive dental services. No preferred provider visit white coat. https://www.guhealth.com.au/my-membership/find-a-provider

For further information about this policy see: http://www.guhealth.com.au

Advance Hospital - Gold & Corporate Health 60 $500 Excess (Single Parent)

Policy ID: FAI/J141/NHRX1D

Hospital Cover

Extras Cover

Ambulance cover

Insurer Details

GU Health

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