GU Health

Cl Inpatriate Silver Plus Hospital And Cl Ancillary Boost Benefits (Family)

Name: Cl Inpatriate Silver Plus Hospital And Cl Ancillary Boost Benefits (Family)
Brand: GU Health
Price: 610.2 AUD

Corporate Policy

$610.20 / month

(Before Rebate, Discount & Loading)

Available in All States

1800 249 966 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading or an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: For GUHealthPolicies means a person who is not a Policy Holder or Partner and who: is aged under 21 years of age; is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Corporate policy: Overseas resident and employees/members of organisations with arrangements with this health insurer.

Policy ID: FAI/J6/AAKV2D

Source: Private Health Information Statement (PHIS)

Hospital Cover

This policy exempts you from the Medicare Levy Surcharge.
This policy does not provide accident cover.
This policy does not provide benefits for travel or accommodation outside of hospital.

Covered

Restricted Cover

Not Covered

This policy includes cover for

Back, neck and spine

Blood

Bone, joint and muscle

Brain and nervous system

Breast surgery (medically necessary)

Cataracts

Chemotherapy, radiotherapy and immunotherapy for cancer

Dental surgery

Diabetes management (excluding insulin pumps)

Dialysis for chronic kidney failure

Digestive system

Ear, nose and throat

Eye (not cataracts)

Gastrointestinal endoscopy

Gynaecology

Heart and vascular system

Hernia and appendix

Hospital psychiatric services

Implantation of hearing devices

Insulin pumps

Joint reconstructions

Joint replacements

Kidney and bladder

Lung and chest

Male reproductive system

Miscarriage and termination of pregnancy

Pain management

Pain management with device

Palliative care

Plastic and reconstructive surgery (medically necessary)

Podiatric surgery (provided by a registered podiatric surgeon)

Pregnancy and birth

Rehabilitation

Skin

Sleep studies

Tonsils, adenoids and grommets

Weight loss surgery

This policy does not include cover for

Assisted reproductive services

The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.

Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.

The following payments may also apply for hospital admissions

Excess: No excess

Co-payments: No co-payments

The following waiting periods for hospital admissions apply to new or upgrading members Waiting periods: Gap Cover

This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.

Other features of this hospital cover

Home support services and programs: This program provides you to leave hospital early so you can recover in the comfort of your own home, and provides experienced medical professionals to deliver the assistance you need while you need it.

For further information about this policy see: https://www.guhealth.com.au/

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Blood glucose monitors 0

No annual limit

Per monitor: 100% of charge

Chiropractic 0

No annual limit

Initial visit: 100% of charge
Subsequent visit: 100% of charge

Endodontic 0

$1,500 per person

combined limit for endodontic, major dental & orthodontic

Filling of one root canal: 80% of charge

General dental 0

$2,000 per policy

Fluoride treatment: 80% of charge
Scale & clean: 80% of charge
Surgical tooth extraction: 80% of charge
Periodic oral examination: 80% of charge

Major dental 0

$1,500 per person

combined limit for endodontic, major dental & orthodontic

Full crown veneered: 80% of charge

Non PBS pharmaceuticals* 0

No annual limit

Per eligible prescription: 100% of charge

Optical 0

$300 per person

Multi-focal lenses & frames: 80% of charge
Single vision lenses & frames: 80% of charge

Orthodontic 0

$1,500 per person

$1,500 lifetime limit

combined limit for endodontic, major dental & orthodontic

Braces for upper & lower teeth, including removal plus fitting of retainer: 80% of charge

Physiotherapy 0

No annual limit

Initial visit: 100% of charge
Subsequent visit: 100% of charge

Psychology 0

No annual limit

Initial visit: 100% of charge
Subsequent visit: 100% of charge

Blood glucose monitors

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Per monitor: 100% of charge}

Chiropractic

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Endodontic

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$1,500 per person}

{combined limit for endodontic, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: 80% of charge}

General dental

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$2,000 per policy}

Examples of maximum benefits

{Fluoride treatment: 80% of charge}

{Scale & clean: 80% of charge}

{Surgical tooth extraction: 80% of charge}

{Periodic oral examination: 80% of charge}

Major dental

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$1,500 per person}

{combined limit for endodontic, major dental & orthodontic}

Examples of maximum benefits

{Full crown veneered: 80% of charge}

Non PBS pharmaceuticals*

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Per eligible prescription: 100% of charge}

Optical

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 80% of charge}

{Single vision lenses & frames: 80% of charge}

Orthodontic

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$1,500 per person}

{$1,500 lifetime limit}

{combined limit for endodontic, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 80% of charge}

Physiotherapy

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Psychology

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Chinese medicine

Dietetics/dietary advice

Exercise physiology

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Occupational therapy

Orthotics (podiatric orthoses)

Osteopathy

Podiatry

Remedial massage

Speech therapy

Vaccinations

Other features of this general treatment cover: Orthodontic has a limit of $1500 per course of treatment.

For further information about this policy see: https://www.guhealth.com.au/

Ambulance cover

In all states this policy provides:

Emergency: Unlimited with no waiting period.

State schemes provide ambulance services for residents of Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au).

For further information about this policy see: https://www.guhealth.com.au/forms-and-publications/fact-sheets

Insurer Details

GU Health

Cl Inpatriate Silver Plus Hospital And Cl Ancillary Boost Benefits (Family)

Corporate Policy

$610.20 / month

(Before Rebate, Discount & Loading)

Available in All States

1800 249 966 Sponsor link

Go to site Sponsor link

GU Health

http://www.guhealth.com.au

corporate@guhealth.com.au

1800 249 966

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/FAI/J6/AAKV2D

Cl Inpatriate Silver Plus Hospital And Cl Ancillary Boost Benefits (Family)

Policy ID: FAI/J6/AAKV2D

Hospital Cover

Extras Cover

Ambulance cover

Insurer Details

GU Health

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