HBF Health Limited

Standard Extras

Name: Standard Extras
Brand: HBF Health Limited
Price: 63.79 AUD

$63.79 / month

(Before Rebate, Discount & Loading)

Available in QLD

133 423 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: HBF/I1/QMTE10

Source: Private Health Information Statement (PHIS)

Extras Cover

HBF members have hundreds of participating optical stores nationally to choose from with access to a range of fully covered glasses. See http://www.hbf.com.au/health-insurance/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Blood glucose monitors 12

Per monitor: $200

Chiropractic 2

$350 per policy

combined limit for chiropractic & osteopathy

Initial visit: $40
Subsequent visit: $32

Dietetics/dietary advice 2

$240 per policy

Initial visit: $54
Subsequent visit: $32

Endodontic 12

$800 per policy

combined limit for endodontic & major dental

Filling of one root canal: $120

Eye therapy (orthoptics) 2

$500 per policy

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

Initial visit: $42
Subsequent visit: $42

General dental 2

$600 per policy

Fluoride treatment: $18.75
Scale & clean: $73.5
Surgical tooth extraction: $108
Periodic oral examination: $37.5

Health management / Healthy lifestyle 2

$200 per policy

sub-limits apply

Health management: 60% of charge

Hearing aids 12

$1000 per person every 3 calendar years

Hearing aid: 100% of charge

Major dental 12

$800 per policy

combined limit for endodontic & major dental

Full crown veneered: $630

Non PBS pharmaceuticals* 2

$200 per policy

Per eligible prescription: $200

Occupational therapy 2

$500 per policy

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

Initial visit: $51
Subsequent visit: $39

Optical 2

$389 per policy

sub-limits apply

Multi-focal lenses & frames: $185
Single vision lenses & frames: $185

Orthodontic 12

$500 per policy

$1,850 lifetime limit

Braces for upper & lower teeth, including removal plus fitting of retainer: $500

Orthotics (podiatric orthoses) 12

$240 per policy

Orthotics supply & fit: $240

Osteopathy 2

$350 per policy

combined limit for chiropractic & osteopathy

Initial visit: $39
Subsequent visit: $33

Physiotherapy 2

$350 per policy

Initial visit: $39
Subsequent visit: $33

Podiatry 2

Initial visit: $33
Subsequent visit: $30

Psychology 2

$720 per policy

Initial visit: $44
Subsequent visit: $44

Speech therapy 2

$500 per policy

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

Initial visit: $59
Subsequent visit: $39

Blood glucose monitors

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

{Per monitor: $200}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $32}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$240 per policy}

Examples of maximum benefits

{Initial visit: $54}

{Subsequent visit: $32}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $120}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $42}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

Examples of maximum benefits

{Fluoride treatment: $18.75}

{Scale & clean: $73.5}

{Surgical tooth extraction: $108}

{Periodic oral examination: $37.5}

Health management / Healthy lifestyle

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{sub-limits apply}

Examples of maximum benefits

{Health management: 60% of charge}

Hearing aids

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1000 per person every 3 calendar years}

Examples of maximum benefits

{Hearing aid: 100% of charge}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $630}

Non PBS pharmaceuticals*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Per eligible prescription: $200}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $51}

{Subsequent visit: $39}

Optical

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$389 per policy}

{sub-limits apply}

Examples of maximum benefits

{Multi-focal lenses & frames: $185}

{Single vision lenses & frames: $185}

Orthodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{$1,850 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $500}

Orthotics (podiatric orthoses)

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$240 per policy}

Examples of maximum benefits

{Orthotics supply & fit: $240}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $39}

{Subsequent visit: $33}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per policy}

Examples of maximum benefits

{Initial visit: $39}

{Subsequent visit: $33}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $30}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$720 per policy}

Examples of maximum benefits

{Initial visit: $44}

{Subsequent visit: $44}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $59}

{Subsequent visit: $39}

Standard Extras also includes cover for: CLINICAL PSYCHOLOGY (waiting period 2 months, $79 initial visit and $44 subsequent visit up to combined limit - see Psychology); NON-SURGICALLY IMPLANTED APPLIANCES (waiting period 12 months, benefits vary depending on aid up to $500 per person, sub-limits apply); NEBULISER (waiting period 12 months, $108 per person up to 1 appliance every 3 years). **Note: Health Management/Healthy Lifestyle – initial visit for Strength for Life $27 is up to combined limit listed.

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Chinese medicine

Exercise physiology

Home nursing

Remedial massage

Vaccinations

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

For further information about this policy see: http://www.hbf.com.au/health-insurance/ambulance-cover.html

Insurer Details

HBF Health Limited

Standard Extras

$63.79 / month

(Before Rebate, Discount & Loading)

Available in QLD

133 423 Sponsor link

Go to site Sponsor link

HBF Health Limited

http://hbf.com.au

memberservices@hbf.com.au

133 423

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HBF/I1/QMTE10

Standard Extras

Policy ID: HBF/I1/QMTE10

Extras Cover

Ambulance cover

Insurer Details

HBF Health Limited

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