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HCF

HCF ESSENTIAL EXTRAS

Corporate Policy

$26.67 / month

(Before Rebate, Discount & Loading)

Available in TAS

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Corporate policy: This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.

Policy ID: HCF/I25/TITG10

Source: Private Health Information Statement (PHIS)

Extras Cover

Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $34
  • Subsequent visit: $34
Chinese medicine 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $34
  • Subsequent visit: $34
Chiropractic 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $36
  • Subsequent visit: $28
Endodontic 12

$450 per policy

combined limit for endodontic, general dental, major dental & other services

  • Filling of one root canal: $136
Exercise physiology 2

$250 per policy

combined limit for exercise physiology & physiotherapy

  • Initial visit: $30
  • Subsequent visit: $30
General dental* 2

$450 per policy

combined limit for endodontic, general dental, major dental & other services

  • Fluoride treatment: $27
  • Scale & clean: $59
  • Periodic oral examination: $30
Health management / Healthy lifestyle 2

$75 per policy

  • Health management: $50
Major dental 12

$450 per policy

combined limit for endodontic, general dental, major dental & other services

  • Surgical tooth extraction: $150
  • Full crown veneered: $0
Optical* 2

$150 per policy

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Osteopathy 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $43
  • Subsequent visit: $33
Physiotherapy 2

$250 per policy

combined limit for exercise physiology & physiotherapy

  • Initial visit: $46
  • Subsequent visit: $40
Remedial massage 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $34
  • Subsequent visit: $34
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $34}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $34}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $28}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Filling of one root canal: $136}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Fluoride treatment: $27}

{Scale & clean: $59}

{Periodic oral examination: $30}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$75 per policy}

Examples of maximum benefits

{Health management: $50}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Surgical tooth extraction: $150}

{Full crown veneered: $0}

Optical*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $43}

{Subsequent visit: $33}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $40}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $34}

An entry-level extras cover that includes core services like dental, optical and some therapies. In chair teeth whitening treatment provided by a dentist with a service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months, under the combined general dental limit, Physiotherapy and exercise physiology group classes are covered under Health Management Programs and HCF-approved Online Cognitive Behavioural Therapy courses with a separate annual limit per person/ per policy.

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Dietetics/dietary advice
Eye therapy (orthoptics)
Hearing aids
Home nursing
Non PBS pharmaceuticals
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Podiatry
Psychology
Speech therapy
Vaccinations

Other features of this general treatment cover: An entry level extras cover that includes core services such as dental, optical, physiotherapy and chiropractic.

Ambulance cover

Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.

Other features of this ambulance cover: If you are a resident of TAS, you're covered under your state ambulance service scheme in TAS only. In other states (excluding QLD and SA), you are covered under state reciprocal agreements for emergency road ambulance only. If you aren't offered cover under any arrangement, you have an annual service limit of 1 per person and 2 per policy for emergency ambulance services provided by state Ambulance Service Providers.

For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover

Insurer Details

HCF

HCF ESSENTIAL EXTRAS

Corporate Policy

$26.67 / month

(Before Rebate, Discount & Loading)

Available in TAS

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I25/TITG10

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