Skip to content
Healthslips logo
Greenslips logo
Healthslips logo
Explore Overview
Cover Overview
Hospital Cover (9 articles) Extras Cover (6 articles) Ambulance Cover (5 articles) Excluded Treatments
Insurers Overview
AAMI Health Insurance ACA Health ahm AIA Health Insurance Allianz Care Australia APIA Health Insurance Astute Simplicity Health Australian Unity Bupa Health Insurance CBHS Corporate CBHS Health CBHS Int Logo CBHS International Health  Defence Health Doctors’ Health Emergency Services Health Frank GMHBA GU Health HBF HCF HCi Health Partners HIF Hunter Health Insurance ING Health Insurance Latrobe Health Services Medibank Mildura Health Fund Navy Health nib Nurses & Midwives Health onemedifund Peoplecare Phoenix Health Fund Police Health Priceline Health Insurance Qantas Insurance  Queensland Country Health Fund Real Health Insurance Reserve Bank Health Society (RBHS) RT Health see-u by HBF Seniors Health Insurance  St Lukes Health Suncorp Health Insurance  Teachers Health Territory Health Fund  Transport Health TUH UniHealth Union Health  Westfund
Do you have a reference number?
Resume your calculation.
Healthslips logo Greenslips logo
Compare Every Insurer
No Commercial Bias
Cheapest Policy Guaranteed
Free Open Access
Compare Every Insurer
No Commercial Bias
HCF

HCF ESSENTIAL EXTRAS

Corporate Policy

$32.90 / month

(Before Rebate, Discount & Loading)

Available in WA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Corporate policy: This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.

Policy ID: HCF/I25/WITS10

Source: Private Health Information Statement (PHIS)

Extras Cover

Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $34
  • Subsequent visit: $34
Chinese medicine 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $34
  • Subsequent visit: $34
Chiropractic 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $36
  • Subsequent visit: $28
Endodontic 12

$450 per policy

combined limit for endodontic, general dental, major dental & other services

  • Filling of one root canal: $136
Exercise physiology 2

$250 per policy

combined limit for exercise physiology & physiotherapy

  • Initial visit: $30
  • Subsequent visit: $30
General dental* 2

$450 per policy

combined limit for endodontic, general dental, major dental & other services

  • Fluoride treatment: $27
  • Scale & clean: $59
  • Periodic oral examination: $30
Health management / Healthy lifestyle 2

$75 per policy

  • Health management: $50
Major dental 12

$450 per policy

combined limit for endodontic, general dental, major dental & other services

  • Surgical tooth extraction: $150
  • Full crown veneered: $0
Optical* 2

$150 per policy

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Osteopathy 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $43
  • Subsequent visit: $33
Physiotherapy 2

$250 per policy

combined limit for exercise physiology & physiotherapy

  • Initial visit: $46
  • Subsequent visit: $40
Remedial massage 2

$120 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $34
  • Subsequent visit: $34
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $34}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $34}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $28}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Filling of one root canal: $136}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Fluoride treatment: $27}

{Scale & clean: $59}

{Periodic oral examination: $30}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$75 per policy}

Examples of maximum benefits

{Health management: $50}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Surgical tooth extraction: $150}

{Full crown veneered: $0}

Optical*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $43}

{Subsequent visit: $33}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $40}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$120 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $34}

An entry-level extras cover that includes core services like dental, optical and some therapies. In chair teeth whitening treatment provided by a dentist with a service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months, under the combined general dental limit, Physiotherapy and exercise physiology group classes are covered under Health Management Programs and HCF-approved Online Cognitive Behavioural Therapy courses with a separate annual limit per person/ per policy.

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Dietetics/dietary advice
Eye therapy (orthoptics)
Hearing aids
Home nursing
Non PBS pharmaceuticals
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Podiatry
Psychology
Speech therapy
Vaccinations

Other features of this general treatment cover: An entry level extras cover that includes core services such as dental, optical, physiotherapy and chiropractic.

Ambulance cover

In WA this policy provides:

Emergency: With a waiting period of 1 day, limited to 1 service per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: If you are a resident of WA and you don't have an ambulance subscription with your state ambulance service and aren't offered cover under another arrangement, you have an annual service limit of 1 per person and 2 per policy for emergency ambulance services provided by state Ambulance Service Providers.

For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover

Insurer Details

HCF

HCF ESSENTIAL EXTRAS

Corporate Policy

$32.90 / month

(Before Rebate, Discount & Loading)

Available in WA

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I25/WITS10

advertisement
calculate your health insurance

Policies change monthly, stay informed

Subscribe to stay informed. Insurers regularly update policies, introduce new policies and close policies. Our data is updated monthly.
See our Privacy Policy for information on how we protect your personal information.
Thank you for subscribing!