HCF

HCF MID EXTRAS

$144.56 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 21), students (22 - 30) and non-students (22 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Dependent aged 18-21 inclusive

Policy ID: HCF/I30/QKUK2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$150 per person

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $36
Subsequent visit: $36

Chinese medicine 2

$150 per person

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $36
Subsequent visit: $36

Chiropractic 2

$150 per person

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $38
Subsequent visit: $34

Endodontic 12

$700 per person

combined limit for endodontic, general dental, major dental & other services

Filling of one root canal: $165

Exercise physiology 2

$350 per person

combined limit for exercise physiology & physiotherapy

Initial visit: $33
Subsequent visit: $33

General dental* 2

$700 per person

combined limit for endodontic, general dental, major dental & other services

Fluoride treatment: $27
Scale & clean: $63
Periodic oral examination: $33

Health management / Healthy lifestyle 2

$50 per person up to $100 per policy

Health management: $50

Major dental 12

$700 per person

combined limit for endodontic, general dental, major dental & other services

Surgical tooth extraction: $167
Full crown veneered: $600

Optical* 2

$200 per person

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Osteopathy 2

$150 per person

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $46
Subsequent visit: $39

Physiotherapy 2

$350 per person

combined limit for exercise physiology & physiotherapy

Initial visit: $56
Subsequent visit: $49

Remedial massage 2

$150 per person

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $36
Subsequent visit: $36

Vaccinations 2

$100 per person

Per service: $50

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $36}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $36}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $34}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Filling of one root canal: $165}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Fluoride treatment: $27}

{Scale & clean: $63}

{Periodic oral examination: $33}

Health management / Healthy lifestyle

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$50 per person up to $100 per policy}

Examples of maximum benefits

{Health management: $50}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Surgical tooth extraction: $167}

{Full crown veneered: $600}

Optical*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $39}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $56}

{Subsequent visit: $49}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $36}

Vaccinations

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Per service: $50}

Includes mental health services such as; HCF-approved counselling, accredited mental health social worker - includes group/individual consultations and HCF-approved Online Cognitive Behavioural Therapy courses. In chair teeth whitening treatment provided by a dentist - benefit $50 per person with a service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Dietetics/dietary advice

Eye therapy (orthoptics)

Hearing aids

Home nursing

Non PBS pharmaceuticals

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Psychology

Speech therapy

Other features of this general treatment cover: Health management programs include HCF approved programs (e.g. exercise classes, group physiotherapy and group exercise physiology classes, weight management, learn to swim, antenatal and postnatal services including childbirth education and breastfeeding consultations).

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Other features of this ambulance cover: If you are a resident of QLD you're covered under your state ambulance service scheme Australia-wide and benefits for ambulance services are not payable under your HCF policy.

For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover

Insurer Details

HCF

HCF MID EXTRAS

$144.56 / month

(Before Rebate, Discount & Loading)

Available in QLD

13 13 34 Sponsor link

Go to site Sponsor link

HCF

http://www.hcf.com.au

service@hcf.com.au

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Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I30/QKUK2Y

HCF MID EXTRAS

Policy ID: HCF/I30/QKUK2Y

Extras Cover

Ambulance cover

Insurer Details

HCF

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