HCF

HCF MID EXTRAS

$54.27 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: HCF/I30/VKWO10

Source: Private Health Information Statement (PHIS)

Extras Cover

Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$150 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $36
Subsequent visit: $36

Chinese medicine 2

$150 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $36
Subsequent visit: $36

Chiropractic 2

$150 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $38
Subsequent visit: $34

Endodontic 12

$700 per policy

combined limit for endodontic, general dental, major dental & other services

Filling of one root canal: $165

Exercise physiology 2

$350 per policy

combined limit for exercise physiology & physiotherapy

Initial visit: $33
Subsequent visit: $33

General dental* 2

$700 per policy

combined limit for endodontic, general dental, major dental & other services

Fluoride treatment: $27
Scale & clean: $63
Periodic oral examination: $33

Health management / Healthy lifestyle 2

$50 per policy

Health management: $50

Major dental 12

$700 per policy

combined limit for endodontic, general dental, major dental & other services

Surgical tooth extraction: $167
Full crown veneered: $600

Optical* 2

$200 per policy

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Osteopathy 2

$150 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $46
Subsequent visit: $39

Physiotherapy 2

$350 per policy

combined limit for exercise physiology & physiotherapy

Initial visit: $56
Subsequent visit: $49

Remedial massage 2

$150 per policy

combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services

Initial visit: $36
Subsequent visit: $36

Vaccinations 2

$100 per policy

Per service: $50

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $36}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $36}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $34}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Filling of one root canal: $165}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Fluoride treatment: $27}

{Scale & clean: $63}

{Periodic oral examination: $33}

Health management / Healthy lifestyle

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$50 per policy}

Examples of maximum benefits

{Health management: $50}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Surgical tooth extraction: $167}

{Full crown veneered: $600}

Optical*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $39}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $56}

{Subsequent visit: $49}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $36}

Vaccinations

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$100 per policy}

Examples of maximum benefits

{Per service: $50}

Includes mental health services such as; HCF-approved counselling, accredited mental health social worker - includes group/individual consultations and HCF-approved Online Cognitive Behavioural Therapy courses. In chair teeth whitening treatment provided by a dentist - benefit $50 per person with a service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Dietetics/dietary advice

Eye therapy (orthoptics)

Hearing aids

Home nursing

Non PBS pharmaceuticals

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Psychology

Speech therapy

Other features of this general treatment cover: Health management programs include HCF approved programs (e.g. exercise classes, group physiotherapy and group exercise physiology classes, weight management, learn to swim, antenatal and postnatal services including childbirth education and breastfeeding consultations).

Ambulance cover

In VIC this policy provides:

Emergency: With a waiting period of 1 day, limited to 1 service per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: If you are a resident of VIC and you don't have an ambulance subscription with your state ambulance service and aren't offered cover under another arrangement, you have an annual service limit of 1 per person and 2 per policy for emergency ambulance services provided by state Ambulance Service Providers.

For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover

Insurer Details

HCF

HCF MID EXTRAS

$54.27 / month

(Before Rebate, Discount & Loading)

Available in VIC

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Go to site Sponsor link

HCF

http://www.hcf.com.au

service@hcf.com.au

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Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I30/VKWO10

HCF MID EXTRAS

Policy ID: HCF/I30/VKWO10

Extras Cover

Ambulance cover

Insurer Details

HCF

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