Peoplecare Health Insurance

Value Extras

Name: Value Extras
Brand: Peoplecare Health Insurance
Price: 128.45 AUD

$128.45 / month

(Before Rebate, Discount & Loading)

Available in SA

1800 808 690 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants, including non-student dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 30) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Non-Classified Dependant Person shall mean a person who is: (i) Aged between 18 and 20 (inclusive); and (ii) Who does not have a Partner

Policy ID: LHM/I2/SIGZ1Y

Source: Private Health Information Statement (PHIS)

Extras Cover

By using Peoplecare's 'preferred providers' you may have lower out of pocket costs on Dental and Optical treatments and have access to more 'no gap' treatments. A list of 'preferred providers' is available from Peoplecare. See https://peoplecare.com.au/Members/Providers/Other-health-providers.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$350 per person up to $700 per policy

combined limit for acupuncture, podiatry & remedial massage

sub-limits apply

Initial visit: $35
Subsequent visit: $25

Chiropractic 2

$450 per person up to $900 per policy

combined limit for chiropractic & osteopathy

sub-limits apply

Initial visit: $45
Subsequent visit: $25

Endodontic 2

$550 per person

combined limit for endodontic & general dental

Filling of one root canal: 75% of charge

Exercise physiology 2

$450 per person up to $900 per policy

combined limit for exercise physiology, physiotherapy & other services

sub-limits apply

Initial visit: $40
Subsequent visit: $30

General dental 2

$550 per person

combined limit for endodontic & general dental

Fluoride treatment: 75% of charge
Scale & clean: 75% of charge
Surgical tooth extraction: 75% of charge
Periodic oral examination: 75% of charge

Health management / Healthy lifestyle 6

$125 per person up to $250 per policy

Health management: 100% of charge

Non PBS pharmaceuticals 2

$500 per person up to $1,000 per policy

combined limit for non pbs pharmaceuticals & vaccinations

sub-limits apply

Per eligible prescription: $50

Optical 6

$180 per person

Multi-focal lenses & frames: $180
Single vision lenses & frames: $180

Osteopathy 2

$450 per person up to $900 per policy

combined limit for chiropractic & osteopathy

sub-limits apply

Initial visit: $45
Subsequent visit: $25

Physiotherapy 2

$450 per person up to $900 per policy

combined limit for exercise physiology, physiotherapy & other services

sub-limits apply

Initial visit: $50
Subsequent visit: $30

Podiatry 2

$350 per person up to $700 per policy

combined limit for acupuncture, podiatry & remedial massage

sub-limits apply

Initial visit: $35
Subsequent visit: $25

Remedial massage 2

$350 per person up to $700 per policy

combined limit for acupuncture, podiatry & remedial massage

sub-limits apply

Initial visit: $35
Subsequent visit: $25

Vaccinations 2

$500 per person up to $1,000 per policy

combined limit for non pbs pharmaceuticals & vaccinations

sub-limits apply

Per service: $50

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for acupuncture, podiatry & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $25}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person up to $900 per policy}

{combined limit for chiropractic & osteopathy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $25}

Endodontic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$550 per person}

{combined limit for endodontic & general dental}

Examples of maximum benefits

{Filling of one root canal: 75% of charge}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person up to $900 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $30}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$550 per person}

{combined limit for endodontic & general dental}

Examples of maximum benefits

{Fluoride treatment: 75% of charge}

{Scale & clean: 75% of charge}

{Surgical tooth extraction: 75% of charge}

{Periodic oral examination: 75% of charge}

Health management / Healthy lifestyle

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$125 per person up to $250 per policy}

Examples of maximum benefits

{Health management: 100% of charge}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

{sub-limits apply}

Examples of maximum benefits

{Per eligible prescription: $50}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$180 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $180}

{Single vision lenses & frames: $180}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person up to $900 per policy}

{combined limit for chiropractic & osteopathy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $25}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person up to $900 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $30}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for acupuncture, podiatry & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $25}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for acupuncture, podiatry & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $25}

Vaccinations

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

{sub-limits apply}

Examples of maximum benefits

{Per service: $50}

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Eye therapy (orthoptics)

Hearing aids

Home nursing

Major dental

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Psychology

Speech therapy

For further information about this policy see: https://www.peoplecare.com.au/siteassets/documents/CD/oms/value-extras.pdf

Ambulance cover

In SA this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Non-emergency: Unlimited transport with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Unlimited Ambulance covers you Australia wide for land, sea and air transport.

For further information about this policy see: https://www.peoplecare.com.au/health-insurance/hospital-cover/ambulance

Insurer Details

Peoplecare Health Insurance

Value Extras

$128.45 / month

(Before Rebate, Discount & Loading)

Available in SA

1800 808 690 Sponsor link

Go to site Sponsor link

Peoplecare Health Insurance

http://www.peoplecare.com.au

info@peoplecare.com.au

1800 808 690

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/LHM/I2/SIGZ1Y

Value Extras

Policy ID: LHM/I2/SIGZ1Y

Extras Cover

Ambulance cover

Insurer Details

Peoplecare Health Insurance

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