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Mildura Health Fund

Mid Extras and Dental - A1D

$74.70 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: MDH/I5/AAAS10

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$540 per policy

combined limit for acupuncture, remedial massage & other services

  • Initial visit: $29
  • Subsequent visit: $27
Blood glucose monitors 36

$1,000 per policy

combined limit for blood glucose monitors, hearing aids & other services

sub-limits apply

  • Per monitor: $200
Chiropractic 2

$540 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: $32
  • Subsequent visit: $27
Dietetics/dietary advice 2

$540 per policy

  • Initial visit: $38
  • Subsequent visit: $34
Endodontic* 2

$1,050 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

  • Filling of one root canal: $199.8
Exercise physiology 2

$540 per policy

combined limit for exercise physiology, occupational therapy & physiotherapy

  • Initial visit: $36
  • Subsequent visit: $32
Eye therapy (orthoptics) 2

$540 per policy

  • Initial visit: $36
  • Subsequent visit: $32
General dental* 2

$1,050 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

  • Fluoride treatment: $51.2
  • Scale & clean: $122.7
  • Surgical tooth extraction: $204
  • Periodic oral examination: $59.85
Health management / Healthy lifestyle 6

$100 per policy

  • Health management: 50% of charge
Hearing aids 36

$1,000 per policy

combined limit for blood glucose monitors, hearing aids & other services

sub-limits apply

  • Hearing aid: $770
Home nursing 2

$500 per policy

  • Initial visit: $12
  • Subsequent visit: $12
Major dental* 2

$1,050 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

sub-limits apply

  • Full crown veneered: $650
Non PBS pharmaceuticals 2

$200 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per eligible prescription: $35
Occupational therapy 2

$540 per policy

combined limit for exercise physiology, occupational therapy & physiotherapy

  • Initial visit: $36
  • Subsequent visit: $32
Optical 6

$240 per policy

  • Multi-focal lenses & frames: $240
  • Single vision lenses & frames: $240
Orthodontic* 24

$1,050 per policy

$1,500 lifetime limit

combined limit for endodontic, general dental, major dental, orthodontic & other services

sub-limits apply

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $600
Osteopathy 2

$540 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: $36
  • Subsequent visit: $32
Physiotherapy 2

$540 per policy

combined limit for exercise physiology, occupational therapy & physiotherapy

  • Initial visit: $36
  • Subsequent visit: $32
Podiatry 2

$540 per policy

  • Initial visit: $42
  • Subsequent visit: $37
Psychology 2

$540 per policy

  • Initial visit: $50
  • Subsequent visit: $45
Remedial massage 2

$540 per policy

combined limit for acupuncture, remedial massage & other services

  • Initial visit: $29
  • Subsequent visit: $27
Speech therapy 2

$540 per policy

  • Initial visit: $46
  • Subsequent visit: $42
Vaccinations 2

$200 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per service: $35
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $29}

{Subsequent visit: $27}

Blood glucose monitors

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for blood glucose monitors, hearing aids & other services}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: $200}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $27}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $34}

Endodontic*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,050 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

Examples of maximum benefits

{Filling of one root canal: $199.8}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

{combined limit for exercise physiology, occupational therapy & physiotherapy}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $32}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $32}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,050 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

Examples of maximum benefits

{Fluoride treatment: $51.2}

{Scale & clean: $122.7}

{Surgical tooth extraction: $204}

{Periodic oral examination: $59.85}

Health management / Healthy lifestyle

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$100 per policy}

Examples of maximum benefits

{Health management: 50% of charge}

Hearing aids

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for blood glucose monitors, hearing aids & other services}

{sub-limits apply}

Examples of maximum benefits

{Hearing aid: $770}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

Examples of maximum benefits

{Initial visit: $12}

{Subsequent visit: $12}

Major dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,050 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $650}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $35}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

{combined limit for exercise physiology, occupational therapy & physiotherapy}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $32}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$240 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: $240}

{Single vision lenses & frames: $240}

Orthodontic*

Waiting period:  24 months

Benefit limits per 12 months unless otherwise stated

{$1,050 per policy}

{$1,500 lifetime limit}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $600}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $32}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

{combined limit for exercise physiology, occupational therapy & physiotherapy}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $32}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $37}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $45}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $29}

{Subsequent visit: $27}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$540 per policy}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $42}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $35}

Refund on Ambulance Subscription - $47.50 for single policy/ $95 for family policy. Health Aids & Appliances covered by this policy (combined limit & maximum benefits apply) – Blood Glucose Monitor - $200, Blood Pressure Monitor - $150, TENS Machine - $150, Nebuliser - $150, Constant Air Pressure monitor (CPAP) - $400, Hearing Aid - $770, Braces/Splints - up to $500, CAM Boot - up to $500, Artificial Limbs & Prosthesis -up to $500, Crutches/Walking Frame - up to $35, Wigs - up to $250, Compression Garments - up to $250. Waiting periods vary from one year to three years depending on appliance. Includes dentures - full set claimable every 3 years.

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Chinese medicine
Orthotics (podiatric orthoses)

Other features of this general treatment cover: Foot orthotics benefits payable after 12 months waiting period - limit combined with podiatry. Mental Health - benefit of $24 towards a consultation with a Counsellor (service providers must be accredited by ARHG for benefit to payable) - limit combined with Psychology. Members paying by direct debit will receive a 2.5% discount (cheque or savings account only). Contact the Fund for further details.

For further information about this policy see: http://www.mildurahealthfund.com.au

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see: http://www.mildurahealthfund.com.au

Insurer Details

Mildura Health Fund

Mid Extras and Dental - A1D

$74.70 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/MDH/I5/AAAS10

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