Mildura Health Fund

Base Extras and Dental - AD

Name: Base Extras and Dental - AD
Brand: Mildura Health Fund
Price: 144.7 AUD

$144.70 / month

(Before Rebate, Discount & Loading)

Available in All States

(03) 5023 0269 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 24) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Non-classified is ticked to include child dependents age 18-20 inclusive as under PHI dependent rules a child is covered up to age 18 only. This classification is NOT published but is required so that child dependents age 18-20 are not excluded from PHI cover comparisons etc on PrivateHealth.gov.au

Policy ID: MDH/I6/AABG2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Blood glucose monitors 36

$600 per person up to $1,200 per policy

combined limit for blood glucose monitors, hearing aids & other services

sub-limits apply

Per monitor: $150

Chiropractic 2

$390 per person up to $780 per policy

combined limit for chiropractic & osteopathy

Initial visit: $25
Subsequent visit: $21

Dietetics/dietary advice 2

$390 per person up to $780 per policy

Initial visit: $28
Subsequent visit: $25

Endodontic* 2

$1,050 per person

combined limit for endodontic, general dental, major dental, orthodontic & other services

Filling of one root canal: $199.8

Exercise physiology 2

$390 per person up to $780 per policy

combined limit for exercise physiology, occupational therapy & physiotherapy

Initial visit: $27
Subsequent visit: $24

Eye therapy (orthoptics) 2

$390 per person up to $780 per policy

Initial visit: $27
Subsequent visit: $24

General dental* 2

$1,050 per person

combined limit for endodontic, general dental, major dental, orthodontic & other services

Fluoride treatment: $51.2
Scale & clean: $122.7
Surgical tooth extraction: $204
Periodic oral examination: $59.85

Hearing aids 36

$600 per person up to $1,200 per policy

combined limit for blood glucose monitors, hearing aids & other services

sub-limits apply

Hearing aid: $500

Home nursing 2

$350 per person up to $700 per policy

Initial visit: $12
Subsequent visit: $12

Major dental* 2

$1,050 per person

combined limit for endodontic, general dental, major dental, orthodontic & other services

sub-limits apply

Full crown veneered: $650

Non PBS pharmaceuticals 2

$100 per person up to $200 per policy

combined limit for non pbs pharmaceuticals & vaccinations

Per eligible prescription: $15

Occupational therapy 2

$390 per person up to $780 per policy

combined limit for exercise physiology, occupational therapy & physiotherapy

Initial visit: $27
Subsequent visit: $24

Optical 6

$185 per person

Multi-focal lenses & frames: $185
Single vision lenses & frames: $185

Orthodontic* 24

$1,050 per person

$1,500 lifetime limit

combined limit for endodontic, general dental, major dental, orthodontic & other services

sub-limits apply

Braces for upper & lower teeth, including removal plus fitting of retainer: $600

Osteopathy 2

$390 per person up to $780 per policy

combined limit for chiropractic & osteopathy

Initial visit: $27
Subsequent visit: $24

Physiotherapy 2

$390 per person up to $780 per policy

combined limit for exercise physiology, occupational therapy & physiotherapy

Initial visit: $27
Subsequent visit: $24

Podiatry 2

$390 per person up to $780 per policy

Initial visit: $31
Subsequent visit: $27

Speech therapy 2

$390 per person up to $780 per policy

Initial visit: $37
Subsequent visit: $34

Vaccinations 2

$100 per person up to $200 per policy

combined limit for non pbs pharmaceuticals & vaccinations

Per service: $15

Blood glucose monitors

Waiting period: 36 months

Benefit limits per 12 months unless otherwise stated

{$600 per person up to $1,200 per policy}

{combined limit for blood glucose monitors, hearing aids & other services}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: $150}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$390 per person up to $780 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $21}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$390 per person up to $780 per policy}

Examples of maximum benefits

{Initial visit: $28}

{Subsequent visit: $25}

Endodontic*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,050 per person}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

Examples of maximum benefits

{Filling of one root canal: $199.8}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$390 per person up to $780 per policy}

{combined limit for exercise physiology, occupational therapy & physiotherapy}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $24}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$390 per person up to $780 per policy}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $24}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,050 per person}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

Examples of maximum benefits

{Fluoride treatment: $51.2}

{Scale & clean: $122.7}

{Surgical tooth extraction: $204}

{Periodic oral examination: $59.85}

Hearing aids

Waiting period: 36 months

Benefit limits per 12 months unless otherwise stated

{$600 per person up to $1,200 per policy}

{combined limit for blood glucose monitors, hearing aids & other services}

{sub-limits apply}

Examples of maximum benefits

{Hearing aid: $500}

Home nursing

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

Examples of maximum benefits

{Initial visit: $12}

{Subsequent visit: $12}

Major dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,050 per person}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $650}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person up to $200 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $15}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$390 per person up to $780 per policy}

{combined limit for exercise physiology, occupational therapy & physiotherapy}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $24}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$185 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $185}

{Single vision lenses & frames: $185}

Orthodontic*

Waiting period: 24 months

Benefit limits per 12 months unless otherwise stated

{$1,050 per person}

{$1,500 lifetime limit}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $600}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$390 per person up to $780 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $24}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$390 per person up to $780 per policy}

{combined limit for exercise physiology, occupational therapy & physiotherapy}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $24}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$390 per person up to $780 per policy}

Examples of maximum benefits

{Initial visit: $31}

{Subsequent visit: $27}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$390 per person up to $780 per policy}

Examples of maximum benefits

{Initial visit: $37}

{Subsequent visit: $34}

Vaccinations

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person up to $200 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $15}

Refund on Ambulance Subscription - $40 for single policy/$80 for family policy. Health Aids & Appliances covered by this policy (combined limit & maximum benefits apply) – Blood Glucose Monitor - $150, Blood Pressure Monitor - $125, TENS Machine - $125, Nebuliser - $125, Constant Air Pressure monitor (CPAP) - $230, Hearing Aid - $500, Braces/Splints - up to $300, CAM Boot - up to $300, Artificial Limbs & Prosthesis -up to $300, Crutches/Walking Frame - up to $25, Wigs - up to $150, Compression Garments - up to $150. Waiting periods vary from one year to three years depending on appliance. Includes dentures - full set payable every 3 years.

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Chinese medicine

Health management / Healthy lifestyle

Orthotics (podiatric orthoses)

Psychology

Remedial massage

Other features of this general treatment cover: Foot orthotics benefits payable after 12 months waiting period - limit combined with podiatry. Members paying by direct debit will receive a 2.5% discount (cheque or savings account only). Contact the Fund for further details.

For further information about this policy see: http://www.mildurahealthfund.com.au

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see: http://www.mildurahealthfund.com.au

Insurer Details

Mildura Health Fund

Base Extras and Dental - AD

$144.70 / month

(Before Rebate, Discount & Loading)

Available in All States

(03) 5023 0269 Sponsor link

Go to site Sponsor link

Mildura Health Fund

http://www.mildurahealthfund.com.au

mhf@mildurahealthfund.com.au

(03) 5023 0269

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/MDH/I6/AABG2Y

Base Extras and Dental - AD

Policy ID: MDH/I6/AABG2Y

Extras Cover

Ambulance cover

Insurer Details

Mildura Health Fund

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