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nib Health Funds Ltd.

Corporate Mid Extras 65%

Corporate Policy

$98.40 / month

(Before Rebate, Discount & Loading)

Available in WA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Corporate policy: This cover is available to select nib corporate groups.

Policy ID: NIB/I14/WBKI10

Source: Private Health Information Statement (PHIS)

Extras Cover

By using our FirstChoice providers, you may have lower out-of-pocket costs on many allied health services. A list of "preferred providers" is available from the health insurer. See https://www.nib.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Ante-natal/Post-natal classes 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Blood glucose monitors 12

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Per monitor: 65% of charge
Chinese medicine 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Chiropractic 0

$300 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Dietetics/dietary advice 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Endodontic 12

$800 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Filling of one root canal: 65% of charge
Exercise physiology 0

$300 per policy

combined limit for exercise physiology, physiotherapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Eye therapy (orthoptics) 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
General dental 0

$800 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Fluoride treatment: 65% of charge
  • Scale & clean: 65% of charge
  • Periodic oral examination: 65% of charge
Health management / Healthy lifestyle 0

$100 per policy

  • Health management: 65% of charge
Hearing aids 36

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Hearing aid: 65% of charge
Home nursing 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Major dental 12

$800 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Surgical tooth extraction: 65% of charge
  • Full crown veneered: 65% of charge
Non PBS pharmaceuticals* 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Per eligible prescription: 65% of charge
Occupational therapy 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Optical 0

$200 per policy

  • Multi-focal lenses & frames: 65% of charge
  • Single vision lenses & frames: 65% of charge
Orthodontic 12

$800 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 65% of charge
Orthotics (podiatric orthoses) 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Orthotics supply & fit: 65% of charge
Osteopathy 0

$300 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Physiotherapy 0

$300 per policy

combined limit for exercise physiology, physiotherapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Podiatry 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Psychology 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Remedial massage 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Speech therapy 0

$250 per policy

combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services

  • Initial visit: $65
  • Subsequent visit: $65
Acupuncture

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Ante-natal/Post-natal classes

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Per monitor: 65% of charge}

Chinese medicine

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Chiropractic

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Dietetics/dietary advice

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: 65% of charge}

Exercise physiology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Eye therapy (orthoptics)

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

General dental

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: 65% of charge}

{Scale & clean: 65% of charge}

{Periodic oral examination: 65% of charge}

Health management / Healthy lifestyle

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$100 per policy}

Examples of maximum benefits

{Health management: 65% of charge}

Hearing aids

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Hearing aid: 65% of charge}

Home nursing

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Surgical tooth extraction: 65% of charge}

{Full crown veneered: 65% of charge}

Non PBS pharmaceuticals*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Per eligible prescription: 65% of charge}

Occupational therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Optical

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 65% of charge}

{Single vision lenses & frames: 65% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 65% of charge}

Orthotics (podiatric orthoses)

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Orthotics supply & fit: 65% of charge}

Osteopathy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Physiotherapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Podiatry

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Remedial massage

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Speech therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, ante-natal/post-natal classes, blood glucose monitors, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), hearing aids, home nursing, non pbs pharmaceuticals, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $65}

{Subsequent visit: $65}

For most extras services on your cover your annual limit will increase by $50 each calendar year up to a maximum of four years. Myotherapy is included in Natural Therapies with acupuncture, remedial massage and Chinese herbalism. Combined therapies include: Speech therapy, eye therapy, occupational therapy, psychology, pharmaceuticals, natural therapies (incl. myotherapy), antenatal and postnatal services, dietary advice, podiatry, home nursing services, artificial aids, orthotics, speech processors and hearing aids (service limits apply). Healthy Lifestyle includes approved weight management, quit smoking and health management programs (gym, personal trainer) and more (service limits apply). Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT).

This policy does not include General treatment (Extras) cover for
Audiology
Vaccinations

Other features of this general treatment cover: nib's Corporate medium range of Extras with benefits paid at 65% of the cost. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.

For further information about this policy see: https://my.nib.com.au/product-collateral/21

Ambulance cover

In WA this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: All our health covers include unlimited emergency ambulance (1 day waiting period on all emergency ambulance). Emergency ambulance is when you need immediate transport by a State or Territory ambulance to get to a hospital or other facility for urgent medical treatment. No annual limits for emergency ambulance apply.

For further information about this policy see: https://my.nib.com.au/product-collateral/21

Insurer Details

nib Health Funds Ltd.

Corporate Mid Extras 65%

Corporate Policy

$98.40 / month

(Before Rebate, Discount & Loading)

Available in WA

nib Health Funds Ltd.

https://www.nib.com.au

13 14 63

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/NIB/I14/WBKI10

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