nib Health Funds Ltd.

Corporate Top Extras 90%

Name: Corporate Top Extras 90%
Brand: nib Health Funds Ltd.
Price: 459.63 AUD

Corporate Policy

$459.63 / month

(Before Rebate, Discount & Loading)

Available in NT

13 14 63 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 30) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: For nib Policies a person who is not a Policy Holder or Partner and who: is aged under 21 years is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Corporate policy: This cover is available to select nib corporate groups.

Policy ID: NIB/I17/DDLB2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

By using our FirstChoice providers, you may have lower out-of-pocket costs on many allied health services. A list of "preferred providers" is available from the health insurer. See https://www.nib.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 0

$600 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Ante-natal/Post-natal classes 0

$600 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services

Initial visit: 100% of charge
Subsequent visit: 100% of charge

Blood glucose monitors 12

$300 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services

Per monitor: 90% of charge

Chinese medicine 0

$600 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Chiropractic 0

$500 per person

combined limit for chiropractic & osteopathy

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Dietetics/dietary advice 0

$600 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Endodontic 12

$1,400 per person

combined limit for endodontic, general dental, major dental & orthodontic

Filling of one root canal: 90% of charge

Exercise physiology 0

$500 per person

combined limit for exercise physiology & physiotherapy

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Eye therapy (orthoptics) 0

$300 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

General dental 0

$1,400 per person

combined limit for endodontic, general dental, major dental & orthodontic

Fluoride treatment: 90% of charge
Scale & clean: 90% of charge
Periodic oral examination: 90% of charge

Health management / Healthy lifestyle 0

$250 per person

Health management: 90% of charge

Hearing aids 36

$300 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services

Hearing aid: 90% of charge

Home nursing 0

$600 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Major dental 12

$1,400 per person

combined limit for endodontic, general dental, major dental & orthodontic

Surgical tooth extraction: 90% of charge
Full crown veneered: 90% of charge

Non PBS pharmaceuticals* 0

$600 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services

Per eligible prescription: 90% of charge

Occupational therapy 0

$300 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Optical 0

$350 per person

Multi-focal lenses & frames: 90% of charge
Single vision lenses & frames: 90% of charge

Orthodontic 12

$1,400 per person

combined limit for endodontic, general dental, major dental & orthodontic

Braces for upper & lower teeth, including removal plus fitting of retainer: 90% of charge

Orthotics (podiatric orthoses) 0

$300 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services

Orthotics supply & fit: 90% of charge

Osteopathy 0

$500 per person

combined limit for chiropractic & osteopathy

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Physiotherapy 0

$500 per person

combined limit for exercise physiology & physiotherapy

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Podiatry 0

$600 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Psychology 0

$300 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Remedial massage 0

$600 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Speech therapy 0

$300 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services

Initial visit: 90% of charge
Subsequent visit: 90% of charge

Acupuncture

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Ante-natal/Post-natal classes

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Blood glucose monitors

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services}

Examples of maximum benefits

{Per monitor: 90% of charge}

Chinese medicine

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Chiropractic

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Dietetics/dietary advice

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: 90% of charge}

Exercise physiology

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Eye therapy (orthoptics)

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

General dental

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: 90% of charge}

{Scale & clean: 90% of charge}

{Periodic oral examination: 90% of charge}

Health management / Healthy lifestyle

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Health management: 90% of charge}

Hearing aids

Waiting period: 36 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services}

Examples of maximum benefits

{Hearing aid: 90% of charge}

Home nursing

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Surgical tooth extraction: 90% of charge}

{Full crown veneered: 90% of charge}

Non PBS pharmaceuticals*

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services}

Examples of maximum benefits

{Per eligible prescription: 90% of charge}

Occupational therapy

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Optical

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 90% of charge}

{Single vision lenses & frames: 90% of charge}

Orthodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 90% of charge}

Orthotics (podiatric orthoses)

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services}

Examples of maximum benefits

{Orthotics supply & fit: 90% of charge}

Osteopathy

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Physiotherapy

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Podiatry

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Psychology

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Remedial massage

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, home nursing, non pbs pharmaceuticals, podiatry, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Speech therapy

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

For most extras services on your cover your annual limit will increase by $50 to $100 each new calendar year up to a maximum of four years (depending on which extras service). Natural Therapies - Included in combined therapies limit with home nursing, dietary advice, antenatal and postnatal services, pharmaceuticals and podiatry. Myotherapy - Included with acupuncture, remedial massage and Chinese herbalism as Natural Therapies benefit within combined therapies. Artificial aids/Orthotics/Speech Processor - Included in combined therapies limit with speech therapy, eye therapy, occupational therapy, psychology and hearing aids (service limits apply). Healthy Lifestyle includes approved weight management, quit smoking and health management programs (gym, personal trainer) and more (service limits apply). Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT).

This policy does not include General treatment (Extras) cover for

Audiology

Vaccinations

Other features of this general treatment cover: nib's Corporate full range of Extras. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.

For further information about this policy see: https://my.nib.com.au/product-collateral/18

Ambulance cover

In NT this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: All our health covers include unlimited emergency ambulance (1 day waiting period on all emergency ambulance). Emergency ambulance is when you need immediate transport by a State or Territory ambulance to get to a hospital or other facility for urgent medical treatment. No annual limits for emergency ambulance apply.

For further information about this policy see: https://my.nib.com.au/product-collateral/18

Insurer Details

nib Health Funds Ltd.

Corporate Top Extras 90%

Corporate Policy

$459.63 / month

(Before Rebate, Discount & Loading)

Available in NT

13 14 63 Sponsor link

Go to site Sponsor link

nib Health Funds Ltd.

https://www.nib.com.au

13 14 63

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/NIB/I17/DDLB2Y

Corporate Top Extras 90%

Policy ID: NIB/I17/DDLB2Y

Extras Cover

Ambulance cover

Insurer Details

nib Health Funds Ltd.

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