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nib Health Funds Ltd.

Super Extras 85%

Corporate Policy

$361.53 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: For nib Policies a person who is not a Policy Holder or Partner and who: is aged under 21 years is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Corporate policy: This cover is available to select nib corporate groups.

Policy ID: NIB/I2/Q0000F

Source: Private Health Information Statement (PHIS)

Extras Cover

By using our FirstChoice providers, you may have lower out-of-pocket costs on many allied health services. A list of "preferred providers" is available from the health insurer. See https://www.nib.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$170 per single policy $340 per couple/family policy

combined limit for acupuncture, chinese medicine & remedial massage

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Ante-natal/Post-natal classes 2

$700 per person

combined limit for ante-natal/post-natal classes, exercise physiology & physiotherapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Blood glucose monitors 12

$500 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

sub-limits apply

  • Per monitor: 85% of charge
Chinese medicine 2

$170 per single policy $340 per couple/family policy

combined limit for acupuncture, chinese medicine & remedial massage

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Chiropractic 2

$300 per person

combined limit for chiropractic & osteopathy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Dietetics/dietary advice 2

$200 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Endodontic 12

General dental/Oral surgery/Restorative services $500 Endodontia/Periodontia $500 Prosthetic dental - crowns and bridges/dentures $750; Service Limits Apply

combined limit for endodontic, general dental & major dental

  • Filling of one root canal: 85% of charge
Exercise physiology 2

$700 per person

combined limit for ante-natal/post-natal classes, exercise physiology & physiotherapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Eye therapy (orthoptics) 2

$200 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
General dental 2

General dental/Oral surgery/Restorative services $500 Endodontia/Periodontia $500 Prosthetic dental - crowns and bridges/dentures $750; Service Limits Apply

combined limit for endodontic, general dental & major dental

  • Fluoride treatment: 85% of charge
  • Scale & clean: 85% of charge
  • Surgical tooth extraction: 85% of charge
  • Periodic oral examination: 85% of charge
Health management / Healthy lifestyle 6

$100 per single policy $200 per couple/family policy

  • Health management: 100% of charge
Hearing aids 36

$650 per person

  • Hearing aid: 85% of charge
Home nursing 2

$500 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Major dental 12

General dental/Oral surgery/Restorative services $500 Endodontia/Periodontia $500 Prosthetic dental - crowns and bridges/dentures $750; Service Limits Apply

combined limit for endodontic, general dental & major dental

  • Full crown veneered: 85% of charge
Non PBS pharmaceuticals* 2

$600 per person

  • Per eligible prescription: 85% of charge
Occupational therapy 2

$200 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Optical 6

$200 per person

  • Multi-focal lenses & frames: 85% of charge
  • Single vision lenses & frames: 85% of charge
Orthodontic 12

$500 per person

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 85% of charge
Orthotics (podiatric orthoses) 2

$500 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

  • Orthotics supply & fit: 85% of charge
Osteopathy 2

$300 per person

combined limit for chiropractic & osteopathy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Physiotherapy 2

$700 per person

combined limit for ante-natal/post-natal classes, exercise physiology & physiotherapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Podiatry 2

$250 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Psychology 2

$300 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Remedial massage 2

$170 per single policy $340 per couple/family policy

combined limit for acupuncture, chinese medicine & remedial massage

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Speech therapy 2

$200 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$170 per single policy $340 per couple/family policy}

{combined limit for acupuncture, chinese medicine & remedial massage}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for ante-natal/post-natal classes, exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: 85% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$170 per single policy $340 per couple/family policy}

{combined limit for acupuncture, chinese medicine & remedial massage}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{General dental/Oral surgery/Restorative services $500 Endodontia/Periodontia $500 Prosthetic dental - crowns and bridges/dentures $750; Service Limits Apply}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Filling of one root canal: 85% of charge}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for ante-natal/post-natal classes, exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{General dental/Oral surgery/Restorative services $500 Endodontia/Periodontia $500 Prosthetic dental - crowns and bridges/dentures $750; Service Limits Apply}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Fluoride treatment: 85% of charge}

{Scale & clean: 85% of charge}

{Surgical tooth extraction: 85% of charge}

{Periodic oral examination: 85% of charge}

Health management / Healthy lifestyle

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$100 per single policy $200 per couple/family policy}

Examples of maximum benefits

{Health management: 100% of charge}

Hearing aids

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$650 per person}

Examples of maximum benefits

{Hearing aid: 85% of charge}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{General dental/Oral surgery/Restorative services $500 Endodontia/Periodontia $500 Prosthetic dental - crowns and bridges/dentures $750; Service Limits Apply}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Full crown veneered: 85% of charge}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

Examples of maximum benefits

{Per eligible prescription: 85% of charge}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 85% of charge}

{Single vision lenses & frames: 85% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 85% of charge}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

Examples of maximum benefits

{Orthotics supply & fit: 85% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for ante-natal/post-natal classes, exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$170 per single policy $340 per couple/family policy}

{combined limit for acupuncture, chinese medicine & remedial massage}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Artificial aids / Orthotics / Speech processor(36 month waiting period for Speech processor) ($500 limit per person per calendar year) e.g. spacer, peak flow meter, nebuliser, blood glucose monitor, Irlen lens (service limits apply). Myotherapy: combined with acupuncture, remedial massage and Chinese herbalism. Healthier Lifestyle includes nib approved weight management programs, quit smoking and nicotine replacement. Waiting periods for dental treatment range between 2 and 12 months. Postnatal services are not covered. Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT).

This policy does not include General treatment (Extras) cover for
Audiology
Vaccinations

Other features of this general treatment cover: A comprehensive Extras cover for services customers can use everyday to stay healthy. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.

For further information about this policy see: https://my.nib.com.au/product-collateral/32

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Other features of this ambulance cover: Emergency ambulance costs are covered by the state government for residents of Queensland.

For further information about this policy see: https://my.nib.com.au/product-collateral/32

Insurer Details

nib Health Funds Ltd.

Super Extras 85%

Corporate Policy

$361.53 / month

(Before Rebate, Discount & Loading)

Available in QLD

nib Health Funds Ltd.

https://www.nib.com.au

13 14 63

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/NIB/I2/Q0000F

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