nib Health Funds Ltd.

Basic Extras

Name: Basic Extras
Brand: nib Health Funds Ltd.
Price: 35.39 AUD

$35.39 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

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You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: NIB/I62/NPUP10

Source: Private Health Information Statement (PHIS)

Extras Cover

By using our FirstChoice providers, you may have lower out-of-pocket costs on many allied health services. A list of "preferred providers" is available from the health insurer. See https://www.nib.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

General dental* 2

$450 per policy

sub-limits apply

Fluoride treatment: 100% of charge
Scale & clean: 100% of charge
Surgical tooth extraction: 50% of charge
Periodic oral examination: 100% of charge

Optical 6

$150 per policy

Single vision lenses & frames: 100% of charge

Physiotherapy 2

$200 per policy

combined limit for physiotherapy & psychology

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Psychology 2

$200 per policy

combined limit for physiotherapy & psychology

Initial visit: 50% of charge
Subsequent visit: 50% of charge

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: 100% of charge}

{Scale & clean: 100% of charge}

{Surgical tooth extraction: 50% of charge}

{Periodic oral examination: 100% of charge}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

Examples of maximum benefits

{Single vision lenses & frames: 100% of charge}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for physiotherapy & psychology}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for physiotherapy & psychology}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Psychology has $150 sublimit for Digital Cognitive Behavioural Therapy (CBT). For Preventative dental service limits apply.

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Chiropractic

Dietetics/dietary advice

Endodontic

Exercise physiology

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Major dental

Non PBS pharmaceuticals

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Osteopathy

Podiatry

Remedial massage

Speech therapy

Vaccinations

Other features of this general treatment cover: Cover the basics with 100% back on select services up to your annual limit. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.

For further information about this policy see: https://my.nib.com.au/product-collateral/201

Ambulance cover

In NSW & ACT this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: All our health covers include unlimited emergency ambulance (1 day waiting period on all emergency ambulance). Emergency ambulance is when you need immediate transport by a State or Territory ambulance to get to a hospital or other facility for urgent medical treatment. No annual limits for emergency ambulance apply.

For further information about this policy see: https://my.nib.com.au/product-collateral/201

Insurer Details

nib Health Funds Ltd.

Basic Extras

$35.39 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

13 14 63 Sponsor link

Go to site Sponsor link

nib Health Funds Ltd.

https://www.nib.com.au

13 14 63

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/NIB/I62/NPUP10

Basic Extras

Policy ID: NIB/I62/NPUP10

Extras Cover

Ambulance cover

Insurer Details

nib Health Funds Ltd.

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