nib Health Funds Ltd.

Advantage Extras

Name: Advantage Extras
Brand: nib Health Funds Ltd.
Price: 112.53 AUD

$112.53 / month

(Before Rebate, Discount & Loading)

Available in WA

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You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: NIB/I72/WUDX10

Source: Private Health Information Statement (PHIS)

Extras Cover

By using our FirstChoice providers, you may have lower out-of-pocket costs on many allied health services. A list of "preferred providers" is available from the health insurer. See https://www.nib.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$250 per policy

combined limit for acupuncture, chinese medicine & other services

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Ante-natal/Post-natal classes 2

$200 per policy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Chinese medicine 2

$250 per policy

combined limit for acupuncture, chinese medicine & other services

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Chiropractic 2

$300 per policy

combined limit for chiropractic & osteopathy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Dietetics/dietary advice 2

$250 per policy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Endodontic 12

$1,000 per policy

combined limit for endodontic & major dental

Filling of one root canal: 70% of charge

Exercise physiology 2

$500 per policy

combined limit for exercise physiology & physiotherapy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

General dental 2

$700 per policy

Fluoride treatment: 70% of charge
Scale & clean: 70% of charge
Periodic oral examination: 70% of charge

Health management / Healthy lifestyle 6

$150 per policy

Health management: 70% of charge

Major dental 12

$1,000 per policy

combined limit for endodontic & major dental

Surgical tooth extraction: 70% of charge
Full crown veneered: 70% of charge

Non PBS pharmaceuticals 2

$300 per policy

Per eligible prescription: 70% of charge

Occupational therapy 2

$250 per policy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Optical 6

$250 per policy

Multi-focal lenses & frames: 70% of charge
Single vision lenses & frames: 70% of charge

Orthodontic 12

$700 per policy

$2,100 lifetime limit

Braces for upper & lower teeth, including removal plus fitting of retainer: 70% of charge

Orthotics (podiatric orthoses) 2

$200 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

Orthotics supply & fit: 70% of charge

Osteopathy 2

$300 per policy

combined limit for chiropractic & osteopathy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Physiotherapy 2

$500 per policy

combined limit for exercise physiology & physiotherapy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Podiatry 2

$200 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Psychology 2

$300 per policy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Remedial massage 2

$200 per policy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Speech therapy 2

$250 per policy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chinese medicine & other services}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Ante-natal/Post-natal classes

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chinese medicine & other services}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: 70% of charge}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

Examples of maximum benefits

{Fluoride treatment: 70% of charge}

{Scale & clean: 70% of charge}

{Periodic oral examination: 70% of charge}

Health management / Healthy lifestyle

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

Examples of maximum benefits

{Health management: 70% of charge}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Surgical tooth extraction: 70% of charge}

{Full crown veneered: 70% of charge}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

Examples of maximum benefits

{Per eligible prescription: 70% of charge}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 70% of charge}

{Single vision lenses & frames: 70% of charge}

Orthodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{$2,100 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 70% of charge}

Orthotics (podiatric orthoses)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 70% of charge}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Myotherapy - $250 combined limit with Acupuncture and Chinese herbalism per person per calendar year (waiting period 2 months). Healthy Lifestyle includes approved weight management, quit smoking and health management programs (gym, personal trainer) and more. Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT).

This policy does not include General treatment (Extras) cover for

Audiology

Blood glucose monitors

Eye therapy (orthoptics)

Hearing aids

Home nursing

Vaccinations

For further information about this policy see: https://my.nib.com.au/product-collateral/542

Ambulance cover

In WA this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: All our health covers include unlimited emergency ambulance (1 day waiting period on all emergency ambulance). Emergency ambulance is when you need immediate transport by a State or Territory ambulance to get to a hospital or other facility for urgent medical treatment. No annual limits for emergency ambulance apply.

For further information about this policy see: https://my.nib.com.au/product-collateral/542

Insurer Details

nib Health Funds Ltd.

Advantage Extras

$112.53 / month

(Before Rebate, Discount & Loading)

Available in WA

13 14 63 Sponsor link

Go to site Sponsor link

nib Health Funds Ltd.

https://www.nib.com.au

13 14 63

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/NIB/I72/WUDX10

Advantage Extras

Policy ID: NIB/I72/WUDX10

Extras Cover

Ambulance cover

Insurer Details

nib Health Funds Ltd.

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