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RT Health - a division of The Hospitals Contribution Fund

Ambulance and Top Extras

$241.74 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 21) and students (22 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependant 18-20

Policy ID: RTE/I10/NAOA2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$750 per person

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

  • Initial visit: $40
  • Subsequent visit: $35
Ante-natal/Post-natal classes 2

$300 per person

  • Initial visit: $30
  • Subsequent visit: $30
Audiology 2

$160 per person

  • Initial visit: $80
  • Subsequent visit: $80
Blood glucose monitors 12

$600 per person

sub-limits apply

  • Per monitor: 80% of charge
Chinese medicine 2

$750 per person

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

  • Initial visit: $35
  • Subsequent visit: $30
Chiropractic 2

$500 per person

combined limit for chiropractic, osteopathy & other services

  • Initial visit: $49
  • Subsequent visit: $39
Dietetics/dietary advice 2

$500 per person

  • Initial visit: $55
  • Subsequent visit: $55
Endodontic 12

$1,500 per person

combined limit for endodontic & major dental

  • Filling of one root canal: $192
Exercise physiology 2

$750 per person

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

  • Initial visit: $40
  • Subsequent visit: $35
Eye therapy (orthoptics) 2

$500 per person

  • Initial visit: $40
  • Subsequent visit: $35
General dental* 2

No annual limit

  • Fluoride treatment: $44
  • Scale & clean: $72
  • Surgical tooth extraction: $190
  • Periodic oral examination: $35
Health management / Healthy lifestyle 2

$150 per person up to $300 per policy

  • Health management: 100% of charge
Hearing aids 24

$1,200 per person

sub-limits apply

  • Hearing aid: $600
Home nursing 2

$700 per person

  • Initial visit: $30
  • Subsequent visit: $30
Major dental 12

$1,500 per person

combined limit for endodontic & major dental

  • Full crown veneered: $782
Non PBS pharmaceuticals 2

$600 per person

  • Per eligible prescription: $70
Occupational therapy 2

$500 per person

  • Initial visit: $60
  • Subsequent visit: $53
Optical* 2

$300 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$1,000 per person

$3,000 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 12

$250 per person

  • Orthotics supply & fit: 100% of charge
Osteopathy 2

$500 per person

combined limit for chiropractic, osteopathy & other services

  • Initial visit: $53
  • Subsequent visit: $40
Physiotherapy 2

$550 per person

  • Initial visit: $60
  • Subsequent visit: $54
Podiatry 2

$500 per person

  • Initial visit: $45
  • Subsequent visit: $40
Psychology 2

$500 per person

  • Initial visit: $80
  • Subsequent visit: $60
Remedial massage 2

$750 per person

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

  • Initial visit: $40
  • Subsequent visit: $40
Speech therapy 2

$500 per person

  • Initial visit: $70
  • Subsequent visit: $60
Vaccinations 2

$150 per person

  • Per service: $50
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $35}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$160 per person}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: 80% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $30}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: $49}

{Subsequent visit: $39}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $55}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $192}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $35}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $35}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: $44}

{Scale & clean: $72}

{Surgical tooth extraction: $190}

{Periodic oral examination: $35}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person up to $300 per policy}

Examples of maximum benefits

{Health management: 100% of charge}

Hearing aids

Waiting period:  24 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per person}

{sub-limits apply}

Examples of maximum benefits

{Hearing aid: $600}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $782}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

Examples of maximum benefits

{Per eligible prescription: $70}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $53}

Optical*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{$3,000 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Orthotics supply & fit: 100% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: $53}

{Subsequent visit: $40}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$550 per person}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $54}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $40}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $60}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $60}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Per service: $50}

RT Health members pay no gap on a range of popular dental and optical services through HCF Dental or Optical Centres and the More for provider network. Includes mental health services (psychology, approved counselling, mental health social worker and OCBT courses). Health aids include blood pressure monitors, CPAP machines & masks, tens machines, wheelchairs, wigs (conditions apply). Annual, membership, service and sub limits apply.

Other features of this general treatment cover: Health management / Healthy lifestyle includes benefits towards gym membership and Tai Chi, Yoga & Pilates. Combined limit is $150 per person, $300 per membership per calendar year. For more details contact our member care team on 1300 886 123 or visit rthealthfund.com.au.

Ambulance cover

In NSW & ACT this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will not be paid.

Other features of this ambulance cover: Residents of New South Wales and the Australian Capital Territory are covered for all ambulance services as per the ambulance levy.

Insurer Details

RT Health - a division of The Hospitals Contribution Fund

Ambulance and Top Extras

$241.74 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

RT Health - a division of The Hospitals Contribution Fund

http://www.rthealth.com.au

help@rthealth.com.au

1300 886 123

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/RTE/I10/NAOA2D

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