RT Health - a division of The Hospitals Contribution Fund

Ambulance and Value Extras

Name: Ambulance and Value Extras
Brand: RT Health - a division of The Hospitals Contribution Fund
Price: 86.76 AUD

$86.76 / month

(Before Rebate, Discount & Loading)

Available in WA

1300 886 123 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 21) and students (22 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependant 18-20

Policy ID: RTE/I12/WBGO2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$300 per person up to $600 per policy

Initial visit: $31
Subsequent visit: $26

Blood glucose monitors 12

$300 per person

sub-limits apply

Per monitor: 80% of charge

Chiropractic 2

$300 per person up to $600 per policy

combined limit for chiropractic, osteopathy & other services

Initial visit: $37
Subsequent visit: $30

Dietetics/dietary advice 2

$300 per person up to $600 per policy

Initial visit: $35
Subsequent visit: $35

Eye therapy (orthoptics) 2

$300 per person up to $600 per policy

Initial visit: $30
Subsequent visit: $25

General dental* 2

$500 per person up to $1,000 per policy

Fluoride treatment: $37
Scale & clean: $57
Surgical tooth extraction: $152
Periodic oral examination: $30

Non PBS pharmaceuticals 2

$300 per person up to $600 per policy

Per eligible prescription: $35

Occupational therapy 2

$300 per person up to $600 per policy

Initial visit: $38
Subsequent visit: $36

Optical* 2

$200 per person

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Osteopathy 2

$300 per person up to $600 per policy

combined limit for chiropractic, osteopathy & other services

Initial visit: $39
Subsequent visit: $31

Physiotherapy 2

$350 per person up to $700 per policy

Initial visit: $40
Subsequent visit: $35

Remedial massage 2

$200 per person up to $400 per policy

Initial visit: $30
Subsequent visit: $30

Vaccinations 0

$150 per person

Per service: $50

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $31}

{Subsequent visit: $26}

Blood glucose monitors

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: 80% of charge}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: $37}

{Subsequent visit: $30}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $25}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

Examples of maximum benefits

{Fluoride treatment: $37}

{Scale & clean: $57}

{Surgical tooth extraction: $152}

{Periodic oral examination: $30}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Per eligible prescription: $35}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $36}

Optical*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: $39}

{Subsequent visit: $31}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $35}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $400 per policy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Vaccinations

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Per service: $50}

RT Health members pay no gap on a range of popular dental and optical services through HCF Dental or Optical Centres and the More for provider network. Health aids include blood pressure monitors, CPAP machines, tens machines, wheelchairs, wigs (conditions apply). Annual, membership, service and sub limits apply.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Chinese medicine

Endodontic

Exercise physiology

Health management / Healthy lifestyle

Hearing aids

Home nursing

Major dental

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Psychology

Speech therapy

Ambulance cover

In WA this policy provides:

Emergency: With a waiting period of 1 day, limited to $5,000 per person per year.

Call-out fees: Will not be paid.

Other features of this ambulance cover: 1) Up to 100% of the cost of Emergency ambulance transportation excluding air ambulance unless prior authorisation is obtained from the Fund or there is medical certification that there was no other practical method of transportation due to the seriousness of the patient’s condition or the inaccessibility of the patient to ground based transportation services. 2) Benefits are limited to a maximum of $5000/person/annum. Benefits are not payable for transportation from a Hospital to a place of residence or another Hospital, nor are benefits payable for routine transportation in order to receive treatment for an ongoing medical condition.

Insurer Details

RT Health - a division of The Hospitals Contribution Fund

Ambulance and Value Extras

$86.76 / month

(Before Rebate, Discount & Loading)

Available in WA

1300 886 123 Sponsor link

Go to site Sponsor link

RT Health - a division of The Hospitals Contribution Fund

http://www.rthealth.com.au

help@rthealth.com.au

1300 886 123

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/RTE/I12/WBGO2D

Ambulance and Value Extras

Policy ID: RTE/I12/WBGO2D

Extras Cover

Ambulance cover

Insurer Details

RT Health - a division of The Hospitals Contribution Fund

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