RT Health - a division of The Hospitals Contribution Fund

Healthy Choice Extras

Name: Healthy Choice Extras
Brand: RT Health - a division of The Hospitals Contribution Fund
Price: 113.12 AUD

$113.12 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

1300 886 123 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 21) and students (22 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependant 18-20

Policy ID: RTE/I20/NFMC1D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$200 per person

combined limit for acupuncture & remedial massage

sub-limits apply

Initial visit: $32
Subsequent visit: $27

Chiropractic 2

$400 per person

combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services

Initial visit: $40
Subsequent visit: $31

Endodontic 12

$500 per person

combined limit for endodontic, general dental & major dental

Filling of one root canal: 60% of charge

General dental* 2

$500 per person

combined limit for endodontic, general dental & major dental

Fluoride treatment: 60% of charge
Scale & clean: 60% of charge
Periodic oral examination: 60% of charge

Health management / Healthy lifestyle 2

$300 per person up to $200 per service up to $600 per policy

sub-limits apply

Health management: 70% of charge

Major dental 12

$500 per person

combined limit for endodontic, general dental & major dental

Surgical tooth extraction: 60% of charge
Full crown veneered: 60% of charge

Non PBS pharmaceuticals 2

$400 per person up to $800 per policy

Per eligible prescription: $50

Optical* 2

$225 per person

Multi-focal lenses & frames: $225
Single vision lenses & frames: $225

Osteopathy 2

$400 per person

combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services

Initial visit: $44
Subsequent visit: $33

Physiotherapy 2

$400 per person

combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services

Initial visit: $42
Subsequent visit: $36

Podiatry 2

$400 per person

combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services

Initial visit: $37
Subsequent visit: $27

Remedial massage 2

$200 per person

combined limit for acupuncture & remedial massage

Initial visit: $32
Subsequent visit: $32

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $27}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $31}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Filling of one root canal: 60% of charge}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Fluoride treatment: 60% of charge}

{Scale & clean: 60% of charge}

{Periodic oral examination: 60% of charge}

Health management / Healthy lifestyle

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $200 per service up to $600 per policy}

{sub-limits apply}

Examples of maximum benefits

{Health management: 70% of charge}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Surgical tooth extraction: 60% of charge}

{Full crown veneered: 60% of charge}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

Examples of maximum benefits

{Per eligible prescription: $50}

Optical*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$225 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $225}

{Single vision lenses & frames: $225}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $44}

{Subsequent visit: $33}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $36}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $37}

{Subsequent visit: $27}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture & remedial massage}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $32}

RT Health members pay no gap on a range of popular dental and optical services through HCF Dental or Optical Centres and the More for provider network. Annual and service limits apply.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Exercise physiology

Eye therapy (orthoptics)

Hearing aids

Home nursing

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Psychology

Speech therapy

Vaccinations

Other features of this general treatment cover: Benefits available for Myotherapy. Health management / Healthy lifestyle includes approved weight loss, stress management and quit smoking programs, MRI Scans not claimable through Medicare & skin tests. Benefits for Tai Chi, Yoga and Pilates are payable at 100% of the cost, subject to applicable sub‑limits and conditions. Annual limits, sub‑limits and membership limits apply. Contact the fund for further details.

Ambulance cover

Health Care Concession Card, Pensioner Concession Card, and Commonwealth Seniors Health Card holders are entitled to free ambulance transport services. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health fund.

Insurer Details

RT Health - a division of The Hospitals Contribution Fund

Healthy Choice Extras

$113.12 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

1300 886 123 Sponsor link

Go to site Sponsor link

RT Health - a division of The Hospitals Contribution Fund

http://www.rthealth.com.au

help@rthealth.com.au

1300 886 123

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/RTE/I20/NFMC1D

Healthy Choice Extras

Policy ID: RTE/I20/NFMC1D

Extras Cover

Ambulance cover

Insurer Details

RT Health - a division of The Hospitals Contribution Fund

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