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RT Health - a division of The Hospitals Contribution Fund

Value Extras

$74.30 / month

(Before Rebate, Discount & Loading)

Available in NT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: RTE/I8/DBFP20

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$300 per person up to $600 per policy

  • Initial visit: $31
  • Subsequent visit: $26
Blood glucose monitors 12

$300 per person

sub-limits apply

  • Per monitor: 80% of charge
Chiropractic 2

$300 per person up to $600 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: $37
  • Subsequent visit: $30
Dietetics/dietary advice 2

$300 per person up to $600 per policy

  • Initial visit: $35
  • Subsequent visit: $35
Eye therapy (orthoptics) 2

$300 per person up to $600 per policy

  • Initial visit: $30
  • Subsequent visit: $25
General dental* 2

$500 per person up to $1,000 per policy

  • Fluoride treatment: $37
  • Scale & clean: $57
  • Surgical tooth extraction: $152
  • Periodic oral examination: $30
Non PBS pharmaceuticals 2

$300 per person up to $600 per policy

  • Per eligible prescription: $35
Occupational therapy 2

$300 per person up to $600 per policy

  • Initial visit: $38
  • Subsequent visit: $36
Optical* 2

$200 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Osteopathy 2

$300 per person up to $600 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: $39
  • Subsequent visit: $31
Physiotherapy 2

$350 per person up to $700 per policy

  • Initial visit: $40
  • Subsequent visit: $35
Remedial massage 2

$200 per person up to $400 per policy

  • Initial visit: $30
  • Subsequent visit: $30
Vaccinations 0

$150 per person

  • Per service: $50
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $31}

{Subsequent visit: $26}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: 80% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $37}

{Subsequent visit: $30}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $25}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

Examples of maximum benefits

{Fluoride treatment: $37}

{Scale & clean: $57}

{Surgical tooth extraction: $152}

{Periodic oral examination: $30}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Per eligible prescription: $35}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $36}

Optical*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $39}

{Subsequent visit: $31}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $35}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $400 per policy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Vaccinations

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Per service: $50}

RT Health members pay no gap on a range of popular dental and optical services through HCF Dental or Optical Centres and the More for provider network. Health aids include blood pressure monitors, CPAP machines, tens machines, wheelchairs, wigs (conditions apply). Annual, membership, service and sub limits apply.

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Chinese medicine
Endodontic
Exercise physiology
Health management / Healthy lifestyle
Hearing aids
Home nursing
Major dental
Orthodontic
Orthotics (podiatric orthoses)
Podiatry
Psychology
Speech therapy

Ambulance cover

Pensioner Concession Card and Commonwealth Seniors Health Card holders are entitled to free ambulance transport services. St John's ambulance offers a subscription service for ambulance cover in the Northern Territory (https://www.stjohnnt.org.au/ambulance/ambulance-cover.php). Cover is included whilst interstate for less than 21 days.

Insurer Details

RT Health - a division of The Hospitals Contribution Fund

Value Extras

$74.30 / month

(Before Rebate, Discount & Loading)

Available in NT

RT Health - a division of The Hospitals Contribution Fund

http://www.rthealth.com.au

help@rthealth.com.au

1300 886 123

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/RTE/I8/DBFP20

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