St Lukes

Starter Extras

Name: Starter Extras
Brand: St Lukes
Price: 57.4 AUD

$57.40 / month

(Before Rebate, Discount & Loading)

Available in TAS

1300 651 988 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: SLM/I7/TCWF20

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Ante-natal/Post-natal classes 2

$400 per person

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Audiology 2

$300 per person

combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy

sub-limits apply

Initial visit: 50% of charge

Chiropractic 2

$300 per person

combined limit for chiropractic & osteopathy

sub-limits apply

Initial visit: $36
Subsequent visit: $26

Dietetics/dietary advice 2

$300 per person

combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy

sub-limits apply

Initial visit: $50
Subsequent visit: $35

Exercise physiology 2

$400 per person

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Eye therapy (orthoptics) 2

$400 per person

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

Initial visit: $35
Subsequent visit: $25

General dental* 2

$500 per person

Fluoride treatment: 50% of charge
Scale & clean: 50% of charge
Surgical tooth extraction: 50% of charge
Periodic oral examination: 50% of charge

Home nursing 2

$300 per person

combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy

sub-limits apply

Initial visit: $50
Subsequent visit: $50

Non PBS pharmaceuticals 2

$200 per person

Per eligible prescription: 50% of charge

Occupational therapy 2

$300 per person

combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy

sub-limits apply

Initial visit: $45
Subsequent visit: $35

Optical 6

$150 per person

Multi-focal lenses & frames: $150
Single vision lenses & frames: $150

Osteopathy 2

$300 per person

combined limit for chiropractic & osteopathy

sub-limits apply

Initial visit: $38
Subsequent visit: $33

Physiotherapy 2

$400 per person

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

Initial visit: $44
Subsequent visit: $38

Psychology 2

Benefits payable towards counselling services - Initial consultation $30/subsequent consultation $25 included in $300 Psychology Limit.

Initial visit: $85
Subsequent visit: $55

Ante-natal/Post-natal classes

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Audiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for chiropractic & osteopathy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $26}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $35}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $25}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Fluoride treatment: 50% of charge}

{Scale & clean: 50% of charge}

{Surgical tooth extraction: 50% of charge}

{Periodic oral examination: 50% of charge}

Home nursing

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Per eligible prescription: 50% of charge}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $35}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $150}

{Single vision lenses & frames: $150}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for chiropractic & osteopathy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $33}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $44}

{Subsequent visit: $38}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{Benefits payable towards counselling services - Initial consultation $30/subsequent consultation $25 included in $300 Psychology Limit. }

Examples of maximum benefits

{Initial visit: $85}

{Subsequent visit: $55}

This policy does not include General treatment (Extras) cover for

Acupuncture

Blood glucose monitors

Chinese medicine

Endodontic

Health management / Healthy lifestyle

Hearing aids

Major dental

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Remedial massage

Speech therapy

Vaccinations

Other features of this general treatment cover: Approved health management programs when Starter Extras is taken with hospital cover. Benefits payable at 50% of fee charged, up to maximum benefit. Diabetes Education & Nutrition benefits included in Dietetics sub-limit.

Ambulance cover

Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.

For further information about this policy see: https://www.stlukes.com.au/forms-brochures?tag=Information+sheet

Insurer Details

St Lukes

Starter Extras

$57.40 / month

(Before Rebate, Discount & Loading)

Available in TAS

1300 651 988 Sponsor link

Go to site Sponsor link

St Lukes

http://www.stlukes.com.au

general@stlukes.com.au

1300 651 988

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/SLM/I7/TCWF20

Starter Extras

Policy ID: SLM/I7/TCWF20

Extras Cover

Ambulance cover

Insurer Details

St Lukes

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