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St Lukes

Super Extras

$146.40 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: SLM/I9/QCPO10

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$500 per policy

combined limit for acupuncture, chinese medicine & remedial massage

sub-limits apply

  • Initial visit: $35
  • Subsequent visit: $30
Ante-natal/Post-natal classes 2

$850 per policy

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

  • Initial visit: $51
  • Subsequent visit: $51
Audiology 2

$1,000 per policy

combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy

sub-limits apply

  • Initial visit: $50
  • Subsequent visit: $40
Blood glucose monitors 12

$1,000 per policy

combined limit for blood glucose monitors & orthotics (podiatric orthoses)

sub-limits apply

  • Per monitor: $200
Chinese medicine 2

$500 per policy

combined limit for acupuncture, chinese medicine & remedial massage

sub-limits apply

  • Initial visit: $32
  • Subsequent visit: $28
Chiropractic 2

$400 per policy

combined limit for chiropractic & osteopathy

sub-limits apply

  • Initial visit: $41
  • Subsequent visit: $30
Dietetics/dietary advice 2

$1,000 per policy

combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy

sub-limits apply

  • Initial visit: $75
  • Subsequent visit: $45
Endodontic 12

$1,200 per policy

combined limit for endodontic & major dental

sub-limits apply

  • Filling of one root canal: $180
Exercise physiology 2

$850 per policy

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

  • Initial visit: $58
  • Subsequent visit: $41
Eye therapy (orthoptics) 2

$850 per policy

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

  • Initial visit: $65
  • Subsequent visit: $38
General dental* 2

$1,000 per policy

  • Fluoride treatment: $36
  • Scale & clean: 100% of charge
  • Surgical tooth extraction: $180
  • Periodic oral examination: 100% of charge
Hearing aids 36
  • Hearing aid: $1000
Home nursing 2

$1,000 per policy

combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy

sub-limits apply

  • Initial visit: $50
  • Subsequent visit: $50
Major dental 12

$1,200 per policy

combined limit for endodontic & major dental

sub-limits apply

  • Full crown veneered: $810
Non PBS pharmaceuticals 2

$600 per policy

  • Per eligible prescription: $70
Occupational therapy 2

$1,000 per policy

combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy

sub-limits apply

  • Initial visit: $80
  • Subsequent visit: $59
Optical 6

$300 per policy

  • Multi-focal lenses & frames: $300
  • Single vision lenses & frames: $300
Orthodontic 12

$1,000 per policy

$2,800 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 12

$1,000 per policy

combined limit for blood glucose monitors & orthotics (podiatric orthoses)

sub-limits apply

  • Orthotics supply & fit: 100% of charge
Osteopathy 2

$400 per policy

combined limit for chiropractic & osteopathy

sub-limits apply

  • Initial visit: $60
  • Subsequent visit: $47
Physiotherapy 2

$850 per policy

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

  • Initial visit: $61
  • Subsequent visit: $51
Podiatry 2

$400 per policy

  • Initial visit: $50
  • Subsequent visit: $41
Psychology 2

Benefits payable towards counselling services - Initial consultation $85/subsequent consultation $77 included in $600 Psychology Limit.

  • Initial visit: $145
  • Subsequent visit: $110
Remedial massage 2

$500 per policy

combined limit for acupuncture, chinese medicine & remedial massage

sub-limits apply

  • Initial visit: $35
  • Subsequent visit: $30
Speech therapy 2

$1,000 per policy

combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy

sub-limits apply

  • Initial visit: $120
  • Subsequent visit: $81
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture, chinese medicine & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $30}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per policy}

{combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $51}

{Subsequent visit: $51}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $40}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for blood glucose monitors & orthotics (podiatric orthoses)}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: $200}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture, chinese medicine & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $28}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

{combined limit for chiropractic & osteopathy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $41}

{Subsequent visit: $30}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $75}

{Subsequent visit: $45}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for endodontic & major dental}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $180}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per policy}

{combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $58}

{Subsequent visit: $41}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per policy}

{combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $65}

{Subsequent visit: $38}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

Examples of maximum benefits

{Fluoride treatment: $36}

{Scale & clean: 100% of charge}

{Surgical tooth extraction: $180}

{Periodic oral examination: 100% of charge}

Hearing aids

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits

{Hearing aid: $1000}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for endodontic & major dental}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $810}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

Examples of maximum benefits

{Per eligible prescription: $70}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $59}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: $300}

{Single vision lenses & frames: $300}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{$2,800 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for blood glucose monitors & orthotics (podiatric orthoses)}

{sub-limits apply}

Examples of maximum benefits

{Orthotics supply & fit: 100% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

{combined limit for chiropractic & osteopathy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $47}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per policy}

{combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $51}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $41}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{Benefits payable towards counselling services - Initial consultation $85/subsequent consultation $77 included in $600 Psychology Limit.}

Examples of maximum benefits

{Initial visit: $145}

{Subsequent visit: $110}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture, chinese medicine & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $30}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for audiology, dietetics/dietary advice, home nursing, occupational therapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $120}

{Subsequent visit: $81}

Acupuncture, Remedial massage, Western herbal medicine, Alexander Technique, Myotherapy, Naturopathy and Shiatsu are included in the Complimentary Therapies annual limit.

This policy does not include General treatment (Extras) cover for
Health management / Healthy lifestyle
Vaccinations

Other features of this general treatment cover: Orthodontic limit included in annual Major Dental limit. Diabetes Education & Nutrition benefits included in Dietetics sub-limit. Overall limit of $1000 per person applies to Health Appliances & Aids, individual limits apply. $250 sub-limit applies to foot orthotics. Approved health management programs when Super Extras taken with hospital cover. Member rewards apply after 5 years continuous membership.

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

For further information about this policy see: https://www.stlukes.com.au/forms-brochures?tag=Information+sheet

Insurer Details

St Lukes

Super Extras

$146.40 / month

(Before Rebate, Discount & Loading)

Available in QLD

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/SLM/I9/QCPO10

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