Westfund Limited

Starter Extras (Dependants under 25)

Name: Starter Extras (Dependants under 25)
Brand: Westfund Limited
Price: 69.03 AUD

$69.03 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

1300 937 838 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17) and non-classified* dependant (18 - 24), as well as persons with a disability who qualify as a child and non-classified* dependant in these age ranges. *Non-classified dependant: Non-Classified Dependant means a person who is between the age of 18 and 24 (inclusive), is not in a relationship on a bona fide domestic basis or dependant student as outlined in the PHI Act

Policy ID: WFD/I15/NCPJ2D

Source: Private Health Information Statement (PHIS)

Extras Cover

By using this health insurer's "preferred providers" you will have lower out-of-pocket costs on Dental and have access to more "no gap" services. A list of "preferred providers" is available from the health insurer. See https://www.westfund.com.au/find-a-provider/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$400 per person

combined limit for acupuncture, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, health management / healthy lifestyle, optical, osteopathy, physiotherapy, podiatry, psychology, remedial massage & other services

Initial visit: $25
Subsequent visit: $15

Audiology 2

$400 per person

Initial visit: $80
Subsequent visit: $80

Chinese medicine 2

$400 per person

Initial visit: $25
Subsequent visit: $15

Chiropractic 2

$400 per person

Initial visit: $25
Subsequent visit: $25

Dietetics/dietary advice 2

$400 per person

Initial visit: $20
Subsequent visit: $20

Endodontic 12

$800 per policy

combined limit for endodontic & general dental

Filling of one root canal: $122

Exercise physiology 2

$400 per person

Initial visit: $25
Subsequent visit: $25

General dental* 2

$800 per policy

combined limit for endodontic & general dental

Fluoride treatment: $24
Scale & clean: $61
Surgical tooth extraction: $125
Periodic oral examination: $28

Health management / Healthy lifestyle 2

$400 per person

sub-limits apply

Health management: $75

Optical 2

$400 per person

sub-limits apply

Multi-focal lenses & frames: $180
Single vision lenses & frames: $180

Osteopathy 2

$400 per person

Initial visit: $25
Subsequent visit: $25

Physiotherapy 2

$400 per person

Initial visit: $25
Subsequent visit: $25

Podiatry 2

$400 per person

Initial visit: $30
Subsequent visit: $30

Psychology 2

$400 per person

Initial visit: $20
Subsequent visit: $20

Remedial massage 2

$400 per person

Initial visit: $25
Subsequent visit: $15

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, health management / healthy lifestyle, optical, osteopathy, physiotherapy, podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $15}

Audiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $15}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $20}

{Subsequent visit: $20}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for endodontic & general dental}

Examples of maximum benefits

{Filling of one root canal: $122}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for endodontic & general dental}

Examples of maximum benefits

{Fluoride treatment: $24}

{Scale & clean: $61}

{Surgical tooth extraction: $125}

{Periodic oral examination: $28}

Health management / Healthy lifestyle

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{sub-limits apply}

Examples of maximum benefits

{Health management: $75}

Optical

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{sub-limits apply}

Examples of maximum benefits

{Multi-focal lenses & frames: $180}

{Single vision lenses & frames: $180}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $20}

{Subsequent visit: $20}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $15}

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Blood glucose monitors

Eye therapy (orthoptics)

Hearing aids

Home nursing

Major dental

Non PBS pharmaceuticals

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Speech therapy

Vaccinations

Other features of this general treatment cover: Additional benefits included in this policy are Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.

For further information about this policy see: https://www.westfund.com.au/dl/summaries/starter-extras.pdf

Ambulance cover

In NSW & ACT this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Non-emergency: Transport with a waiting period of 2 months, limited to $5,000 per person per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Cover for the unexpected. Feel assured with Australia-wide ambulance cover for emergency and non-emergency transportation (up to available limits). This product provides coverage for transport by a Westfund recognised Ambulance service provider in Australia either by covering the cost of state government levies or by covering the ambulance account. Recognised Ambulance service providers include: NSW Ambulance, Ambulance Victoria, Queensland Ambulance Service, ACT Ambulance Service, SA Ambulance Service, Ambulance Tasmania, St John Ambulance NT, St John Ambulance WA, St John Ambulance Norfolk Island and NSW Government local service providers.

For further information about this policy see: https://www.westfund.com.au/dl/summaries/starter-extras.pdf

Insurer Details

Westfund Limited

Starter Extras (Dependants under 25)

$69.03 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

1300 937 838 Sponsor link

Go to site Sponsor link

Westfund Limited

http://www.westfund.com.au

enquiries@westfund.com.au

1300 937 838

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/WFD/I15/NCPJ2D

Starter Extras (Dependants under 25)

Policy ID: WFD/I15/NCPJ2D

Extras Cover

Ambulance cover

Insurer Details

Westfund Limited

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