Westfund Limited

Athlete Guard Extras

Name: Athlete Guard Extras
Brand: Westfund Limited
Price: 127.53 AUD

Corporate Policy

$127.53 / month

(Before Rebate, Discount & Loading)

Available in WA

1300 937 838 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Corporate policy: Employees/members of organisations with arrangements with this health fund

Policy ID: WFD/I20/WFKF10

Source: Private Health Information Statement (PHIS)

Extras Cover

By using this health insurer's "preferred providers" you will have lower out-of-pocket costs on Dental and have access to more "no gap" services. A list of "preferred providers" is available from the health insurer. See https://www.westfund.com.au/find-a-provider/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$1,200 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services

Initial visit: $35
Subsequent visit: $35

Chinese medicine 2

$1,200 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services

Initial visit: $35
Subsequent visit: $35

Chiropractic 2

$1,200 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

Initial visit: $40
Subsequent visit: $40

Dietetics/dietary advice 2

$1,200 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services

Initial visit: $55
Subsequent visit: $55

Endodontic 12

$1,000 per policy

combined limit for endodontic & major dental

Filling of one root canal: $140

Exercise physiology 2

$1,200 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

Initial visit: $40
Subsequent visit: $40

Eye therapy (orthoptics) 2

$1,200 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services

Initial visit: $35
Subsequent visit: $35

General dental* 2

No annual limit

Fluoride treatment: $24
Scale & clean: $85
Surgical tooth extraction: $150
Periodic oral examination: $40

Major dental 12

$1,000 per policy

combined limit for endodontic & major dental

Full crown veneered: $1000

Non PBS pharmaceuticals 2

$600 per policy

combined limit for non pbs pharmaceuticals, vaccinations & other services

Per eligible prescription: $75

Occupational therapy 2

$1,200 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services

Initial visit: $70
Subsequent visit: $70

Optical 2

$350 per policy

Multi-focal lenses & frames: $350
Single vision lenses & frames: $350

Orthodontic* 12

$650 per policy

$3,250 lifetime limit

Braces for upper & lower teeth, including removal plus fitting of retainer: $3250

Orthotics (podiatric orthoses) 12

$300 per policy

Orthotics supply & fit: $300

Osteopathy 2

$1,200 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

Initial visit: $40
Subsequent visit: $40

Physiotherapy 2

$1,200 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

Initial visit: $40
Subsequent visit: $40

Podiatry 2

$1,200 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services

Initial visit: $35
Subsequent visit: $35

Remedial massage 2

$1,200 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services

Initial visit: $35
Subsequent visit: $35

Speech therapy 2

$1,200 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services

Initial visit: $60
Subsequent visit: $42

Vaccinations 2

$600 per policy

combined limit for non pbs pharmaceuticals, vaccinations & other services

Per service: $75

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $55}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $140}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: $24}

{Scale & clean: $85}

{Surgical tooth extraction: $150}

{Periodic oral examination: $40}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $1000}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{combined limit for non pbs pharmaceuticals, vaccinations & other services}

Examples of maximum benefits

{Per eligible prescription: $75}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

Optical

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: $350}

{Single vision lenses & frames: $350}

Orthodontic*

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{$3,250 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $3250}

Orthotics (podiatric orthoses)

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

Examples of maximum benefits

{Orthotics supply & fit: $300}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, podiatry, remedial massage, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $42}

Vaccinations

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{combined limit for non pbs pharmaceuticals, vaccinations & other services}

Examples of maximum benefits

{Per service: $75}

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Health management / Healthy lifestyle

Hearing aids

Home nursing

Psychology

Other features of this general treatment cover: Additional benefits included in this policy are Health Aids & Appliances (e.g. Braces, Compression Garments/Devices) and Outpatient Travel. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.

For further information about this policy see: https://www.westfund.com.au/dl/summaries/athlete-guard-extras.pdf

Ambulance cover

In WA this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Non-emergency: Transport with a waiting period of 2 months, limited to $5,000 per person per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Cover for the unexpected. Feel assured with Australia-wide ambulance cover for emergency and non-emergency transportation (up to available limits). This product provides coverage for transport by a Westfund recognised Ambulance service provider in Australia either by covering the cost of state government levies or by covering the ambulance account. Recognised Ambulance service providers include: NSW Ambulance, Ambulance Victoria, Queensland Ambulance Service, ACT Ambulance Service, SA Ambulance Service, Ambulance Tasmania, St John Ambulance NT, St John Ambulance WA, St John Ambulance Norfolk Island and NSW Government local service providers.

For further information about this policy see: https://www.westfund.com.au/dl/summaries/athlete-guard-extras.pdf

Insurer Details

Westfund Limited

Athlete Guard Extras

Corporate Policy

$127.53 / month

(Before Rebate, Discount & Loading)

Available in WA

1300 937 838 Sponsor link

Go to site Sponsor link

Westfund Limited

http://www.westfund.com.au

enquiries@westfund.com.au

1300 937 838

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/WFD/I20/WFKF10

Athlete Guard Extras

Policy ID: WFD/I20/WFKF10

Extras Cover

Ambulance cover

Insurer Details

Westfund Limited

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