Westfund Limited

Silver Plus Family 750 Hospital

Name: Silver Plus Family 750 Hospital
Brand: Westfund Limited
Price: 585.83 AUD

$585.83 / month

(Before Rebate, Discount & Loading)

Available in SA

1300 937 838 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading, an Age-based Discount or an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: WFD/J52/SGPU20

Source: Private Health Information Statement (PHIS)

This policy exempts you from the Medicare Levy Surcharge.
This policy provides accident cover - check with insurer for details.
This policy provides benefits for travel or accommodation outside of hospital - check with insurer for details.

Covered

Restricted Cover

Not Covered

This policy includes cover for

Assisted reproductive services

Back, neck and spine

Blood

Bone, joint and muscle

Brain and nervous system

Breast surgery (medically necessary)

Chemotherapy, radiotherapy and immunotherapy for cancer

Dental surgery

Diabetes management (excluding insulin pumps)

Digestive system

Ear, nose and throat

Eye (not cataracts)

Gastrointestinal endoscopy

Gynaecology

Heart and vascular system

Hernia and appendix

Hospital psychiatric services

Implantation of hearing devices

Joint reconstructions

Kidney and bladder

Lung and chest

Male reproductive system

Miscarriage and termination of pregnancy

Pain management

Palliative care

Plastic and reconstructive surgery (medically necessary)

Podiatric surgery (provided by a registered podiatric surgeon)

Pregnancy and birth

Rehabilitation

Skin

Sleep studies

Tonsils, adenoids and grommets

This policy does not include cover for

Cataracts

Dialysis for chronic kidney failure

Insulin pumps

Joint replacements

Pain management with device

Weight loss surgery

The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.

Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.

The following payments may also apply for hospital admissions

Excess: You will have to pay an excess of $500 per admission. This is limited to a maximum of $500 per person and $1000 per policy per year.

Excess payments do not apply to hospital admissions for accidents.

Co-payments: No co-payments

The following waiting periods for hospital admissions apply to new or upgrading members Waiting periods:

2 months for palliative care, rehabilitation and hospital psychiatric treatments, even if pre-existing
12 months for other pre-existing conditions
12 months for pregnancy and birth (obstetrics)
2 months for all other treatments

Gap Cover

This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.

Other features of this hospital cover

Travel & Accommodation beneﬁts for inpatient hospitalisations. Access to health and wellbeing programs to provide rehabilitation and hospital care from home as well as management of chronic conditions (mental health, cancer support, weight management).

By using this health insurer's "preferred providers" you will have lower out-of-pocket costs on Dental and have access to more "no gap" services. A list of "preferred providers" is available from the health insurer. See https://www.westfund.com.au/find-a-provider/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Ante-natal/Post-natal classes 12

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Audiology 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Chinese medicine 0

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Chiropractic 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Dietetics/dietary advice 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Endodontic 1

$800 per person up to $1,600 per policy

combined limit for endodontic, general dental & major dental

Filling of one root canal: 60% of charge

Exercise physiology 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Eye therapy (orthoptics) 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

General dental* 2

$800 per person up to $1,600 per policy

combined limit for endodontic, general dental & major dental

Fluoride treatment: 60% of charge
Scale & clean: 60% of charge
Surgical tooth extraction: 60% of charge
Periodic oral examination: 60% of charge

Health management / Healthy lifestyle 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Health management: 60% of charge

Home nursing 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Major dental 12

$800 per person up to $1,600 per policy

combined limit for endodontic, general dental & major dental

Full crown veneered: 60% of charge

Non PBS pharmaceuticals 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Per eligible prescription: 60% of charge

Occupational therapy 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Optical 2

$200 per person

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Osteopathy 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Physiotherapy 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Podiatry 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Psychology 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Remedial massage 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Speech therapy 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Vaccinations 2

$500 per person

$1,000 lifetime limit

combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services

Per service: 60% of charge

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Ante-natal/Post-natal classes

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Audiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chinese medicine

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Endodontic

Waiting period: 1 month

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Filling of one root canal: 60% of charge}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Fluoride treatment: 60% of charge}

{Scale & clean: 60% of charge}

{Surgical tooth extraction: 60% of charge}

{Periodic oral examination: 60% of charge}

Health management / Healthy lifestyle

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Health management: 60% of charge}

Home nursing

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Full crown veneered: 60% of charge}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Per eligible prescription: 60% of charge}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Optical

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Vaccinations

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,000 lifetime limit}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, chinese medicine, chiropractic, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), health management / healthy lifestyle, home nursing, non pbs pharmaceuticals, occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Per service: 60% of charge}

This policy does not include General treatment (Extras) cover for

Blood glucose monitors

Hearing aids

Orthodontic

Orthotics (podiatric orthoses)

Other features of this general treatment cover: Additional benefits included in this policy are Counselling, Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.

Silver Plus Family 750 Hospital

Policy ID: WFD/J52/SGPU20

Hospital Cover

Extras Cover

Ambulance cover

Insurer Details

Westfund Limited

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