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Peoplecare Health Insurance (Peoplecare) is a private health insurer that operates as an open health fund.
Background
Peoplecare was established in 1953 as the health insurer for employees and families of the steel manufacturer John Lysaght Australia Ltd.
In 1979 when BHP bought John Lysaght Australia Pty Ltd, Peoplecare offered insurance to BHP employees. In 2000, the insurer began to offer health insurance to employees at BlueScope Steel, One Steel, BHP Billiton and 40 affiliated companies.
In 2006, the health insurer became an open health fund and changed its name to Peoplecare. Around this time, it helped establish a new private health fund, National Health Benefits Australia, which trades under the brand onemedifund. Peoplecare currently manages onemedifund.
In 2011, Peoplecare entered an agreement to manage the Reserve Bank Health Society, a not-for-profit health fund for current and former employees of the Reserve Bank of Australia and Note Printing Australia.
Based in Wollongong in NSW, most of its 70,000 members live in the Illawarra and Mornington Peninsula areas.
Who can join Peoplecare?
Anyone can join Peoplecare because it is an open health fund.
Does Peoplecare have agreements with some private hospitals or day hospitals to provide services at low cost or with no out-of-pocket costs?
Yes. Peoplecare has agreements with a number of private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location
Number of private Agreement Hospitals
Industry maximum
ACT
5
6
NSW
97
98
NT
2
2
QLD
51
60
SA
20
23
TAS
5
9
VIC
74
76
WA
22
24
Peoplecare alsohasagreements with a number of day hospitals so it can provide services at low cost or with no out-of-pocket costs:
Is Peoplecare a member of any industry organisations?
Yes. Peoplecare is a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Does Peoplecare let me claim online or via an app?
Yes. Peoplecare allows you to make a claim online through member Services or with the Peoplecare mobile app, Larry.
