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Doctors' Health Fund

Lite Extras

Restricted Insurer Corporate Policy

$15.00 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Restricted insurer: Membership of this insurer is restricted to Medical and allied health professionals, their families, medical students and AMA employees.

Corporate policy: Only available to doctors who hold a current Intern or RMO1 policy with Avant Mutual.

Policy ID: AMA/I5/ABDE10

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Dietetics/dietary advice 0

$200 per policy

combined limit for dietetics/dietary advice, physiotherapy & remedial massage

  • Initial visit: $25
  • Subsequent visit: $25
General dental* 0

$300 per policy

  • Fluoride treatment: 100% of charge
  • Scale & clean: 100% of charge
  • Periodic oral examination: 100% of charge
Optical 0

$100 per policy

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Physiotherapy 0

$200 per policy

combined limit for dietetics/dietary advice, physiotherapy & remedial massage

  • Initial visit: $25
  • Subsequent visit: $25
Psychology 0

$200 per policy

  • Initial visit: $50
  • Subsequent visit: $50
Remedial massage 0

$200 per policy

combined limit for dietetics/dietary advice, physiotherapy & remedial massage

  • Initial visit: $25
  • Subsequent visit: $25
Dietetics/dietary advice

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for dietetics/dietary advice, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

General dental*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

Examples of maximum benefits

{Fluoride treatment: 100% of charge}

{Scale & clean: 100% of charge}

{Periodic oral examination: 100% of charge}

Optical

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$100 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Physiotherapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for dietetics/dietary advice, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Remedial massage

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for dietetics/dietary advice, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Benefit limits applied over the period as the corresponding Avant Intern or RMO1 policy. Combined policy limit of $200 for Physiotherapy, Remedial Massage & Myotherapy and Dietetics. Group Physiotherapy $10 per session.

This policy does not include General treatment (Extras) cover for
Acupuncture
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Chiropractic
Endodontic
Exercise physiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Major dental
Non PBS pharmaceuticals
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Osteopathy
Podiatry
Speech therapy
Vaccinations

Other features of this general treatment cover: Designed to introduce young doctors the benefits of private health insurance. Created exclusively for members who hold a current Intern or RMO1 policy with Avant Mutual. There are no preferred provider networks, so you have complete choice of extras provider. Benefits include 100% of the cost for the first dental check-up, 50% of the cost for subsequent check-ups and other general dental services. No sub-limits on Optical benefits. Use the full $100 limit on your choice of frames, lenses or contact lenses.

For further information about this policy see: https://www.doctorshealthfund.com.au/newinterns

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see: https://www.doctorshealthfund.com.au/newinterns

Insurer Details

Doctors' Health Fund

Lite Extras

Restricted Insurer Corporate Policy

$15.00 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/AMA/I5/ABDE10

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