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HCF

HCF CORPORATE FLEXI EXTRAS ADVANCED

Corporate Policy

$215.98 / month

(Before Rebate, Discount & Loading)

Available in SA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants, including non-student dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 21), students (22 - 30) and non-students (22 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Dependent aged 18-21 inclusive

Corporate policy: This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.

Policy ID: HCF/I39/STOG1Y

Source: Private Health Information Statement (PHIS)

Extras Cover

Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Ante-natal/Post-natal classes 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Chinese medicine 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Chiropractic 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Dietetics/dietary advice 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Endodontic 12

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Filling of one root canal: 60% of charge
Exercise physiology 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Eye therapy (orthoptics) 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
General dental* 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Fluoride treatment: 60% of charge
  • Scale & clean: 60% of charge
  • Surgical tooth extraction: 60% of charge
  • Periodic oral examination: 60% of charge
Health management / Healthy lifestyle 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Health management: 60% of charge
Major dental 12

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Full crown veneered: 60% of charge
Non PBS pharmaceuticals 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Per eligible prescription: 60% of charge
Occupational therapy 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Optical 2

$225 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 12

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Orthotics supply & fit: 60% of charge
Osteopathy 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Physiotherapy 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Podiatry 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Psychology 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Remedial massage 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Speech therapy 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Vaccinations 2

$850 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations

  • Per service: 60% of charge
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Filling of one root canal: 60% of charge}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Fluoride treatment: 60% of charge}

{Scale & clean: 60% of charge}

{Surgical tooth extraction: 60% of charge}

{Periodic oral examination: 60% of charge}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Health management: 60% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Full crown veneered: 60% of charge}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Per eligible prescription: 60% of charge}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$225 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Orthotics supply & fit: 60% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, chiropractic, dietetics/dietary advice, endodontic, exercise physiology, eye therapy (orthoptics), general dental, health management / healthy lifestyle, major dental, non pbs pharmaceuticals, occupational therapy, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology, remedial massage, speech therapy & vaccinations}

Examples of maximum benefits

{Per service: 60% of charge}

Includes mental health services such as, HCF-approved counselling, accredited mental health social worker - includes group/individual consultations and HCF-approved Online Cognitive Behavioural Therapy courses. This is shared with the limit of Psychology.

This policy does not include General treatment (Extras) cover for
Audiology
Blood glucose monitors
Hearing aids
Home nursing

Other features of this general treatment cover: Offers a combined annual limit of $850, plus a separate optical limit of $180 per person per calendar year and orthodontic limits of $850 per person per year, with a lifetime orthodontic limit of $1,800. Includes a range of no‑gap services available through participating dental providers in selected states, depending on level of cover.

Ambulance cover

In SA this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Cover for unlimited air, land and sea emergency ambulance trips and treatment by paramedics in Australia for services provided by recognised Ambulance Service Providers. Benefits are not payable when covered by another third party or other funding arrangement, such as a State government scheme. See fund rules for more information.

For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover

Insurer Details

HCF

HCF CORPORATE FLEXI EXTRAS ADVANCED

Corporate Policy

$215.98 / month

(Before Rebate, Discount & Loading)

Available in SA

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I39/STOG1Y

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