Clinical Category

There are several ways to make your premium for health insurance cheaper: The higher your excess (which is the amount you pay for a claim), the lower your premiums. However to avoid paying the Medicare Levy Surcharge, your excess cannot be higher than $750 for a policy covering one adult, nor more than $1,500 for a...

What is covered under Insulin Pumps?Hospital Cover for Insulin Pumps includes hospital treatment to provide or replace diabetic insulin pumps used to treat diabetes.There are no devices or treatments listed in the Medicare Benefits Schedule (MBS).However, Medicare still covers visits to your doctor, other treatments to help with diabetes and several treatments for chronic kidney...

What is covered under Joint Reconstructions?Hospital Cover for Joint Reconstructions includes hospital treatment for surgery for joint reconstructions.Examples include:This clinical category includes these treatments listed in the Medicare Benefits Schedule (MBS).Some treatments you might expect to be in the Joint Reconstructions clinical category are under other clinical categories. For example, treatments for:Which Hospital Cover tiers...

What is covered under Joint Replacements?Hospital Cover for Joint Replacements includes hospital treatment for joint replacement surgery, including revisions, resurfacing, partial replacements and removal of prostheses. Examples include replacement of:This clinical category includes these treatments listed in the Medicare Benefits Schedule (MBS).Some treatments you might expect to be in the Joint Replacements clinical category are under...

What is covered under Kidney and Bladder?Hospital Cover for Kidney and Bladder includes hospital treatment to investigate and treat the kidney, adrenal gland and bladder. Examples include:This clinical category includes these treatments listed in the Medicare Benefits Schedule (MBS).Some treatments you might expect to be in the Kidney and Bladder clinical category are under different clinical...

What is covered under Lung and Chest?Hospital Cover for Lung and Chest includes hospital treatment to investigate and treat the lungs, lung-related conditions, the chest and the mediastinum.Examples include:This clinical category includes these treatments listed in the Medicare Benefits Schedule (MBS).Some treatments you might expect to be in the Lung and Chest clinical category are...

What is covered under Male Reproductive System?Hospital Cover for Male Reproductive System includes hospital treatment to investigate the male reproductive system, including the prostate.Examples include:This clinical category includes these treatments listed in the Medicare Benefits Schedule (MBS). Some treatments you might expect to be in the Male Reproductive System clinical category are under different clinical categories....

What is covered under Miscarriage or Termination of Pregnancy?Hospital Cover for Miscarriage or Termination of Pregnancy includes hospital treatment to investigate and treat miscarriage of a pregnancy or to terminate a pregnancy.Examples include:This clinical category includes these treatments listed in the Medicare Benefits Schedule (MBS). Which Hospital Cover tiers include Miscarriage or Termination of Pregnancy? Tier...