Private Health Insurance

These are the factors which impact your health insurance price you will ultimately pay.  You will pay more for a policy that covers 2 or more adults than you would for a policy that only covers you. However you have the option to stay on your own policy even if you are in a relationship...

There are 3 steps to find your cheapest health insurance price and it is important to understand how each step impacts the price you pay.  Steps to calculating your cheapest health insurance  Impact on premium  Step 1  Calculate new policy   Government-approved premium   Compare existing policy   Government-approved premium   Step 2  Calculate Government Rebate   Decreases your health...

In this Guide, we provide an overview of what affects the final price you may pay for Private Health Insurance and also answer your common questions about the cost of health insurance.  This Guide explains: 

A Private Health Insurance Statement is a document you may need to complete your tax return. It is different from a Private Health Information Statement (PHIS), which contains information about your Hospital Cover or Extras Cover and private health insurance premiums.  The Private Health Insurance Statement helps you complete the section of the tax return...

It is easy to cancel your private health insurance. You can cancel at any time and your health insurer is obliged to refund any contributions you have made in advance. Usually, you do not need to contact your insurer to cancel your policy – your new insurer will take care of the cancellation process for...

Transferring to a different health insurer is easy. Take these 4 steps:

If you are unhappy with your private health insurance or have an issue with your health insurer, take these 4 steps:

What are private health insurance limits? When you take out Extras Cover, the policy usually imposes annual limits for each type of treatment. For example, you may have up to $300 per year for dental treatments or $400 per year for physiotherapy. When do private health insurance limits reset? These limits reset each year. The...