Skip to content
Guide

What are the private health insurers in Australia?

Reviewed and updated 20 August 2026

What are the registered insurers?

As at August 2026, there were 29 registered private health insurers in Australia, including open insurers and restricted insurers. 


What are open insurers?

Anyone can take out a health insurance policy with an open insurer.


What are restricted insurers?

Only certain groups of people can take out a health insurance policy with a restricted insurer. In most cases, these insurers offer health insurance policies to particular professions or workplaces only.


Do registered health insurers sometimes sell health insurance under different brands?

Yes. A number of the 29 registered private health insurers sell health insurance policies under different brands. 

When you buy one of these policies, you are simply buying a policy from a registered insurer that sells policies under that brand. 


Registered insurers and brands selling private health insurance in Australia

NameRegistered insurer/BrandRegistered insurer selling brandStatus
AAMIBrandnibOpen
ACA HealthInsurer–Restricted
ahm (Australian Health Management)BrandMedibankOpen
AIA Health InsuranceInsurer–Open
APIABrandnibOpen
Astute Simplicity HealthBrandSt Lukes HealthOpen
Australian UnityInsurer–Open
Bupa Health InsuranceInsurer–Open
CBHS HealthInsurer–Restricted
Defence HealthInsurer–Restricted
Doctors’ HealthInsurer–Restricted
FrankBrandGMHBAOpen
GMHBAInsurer–Open
GU HealthBrandnibOpen
HBFInsurer–Open
HCFInsurer–Open
HCiInsurer–Open
Health PartnersInsurer–Open
HIFInsurer–Open
Hunter Health Insurance (by CDH Benefits Fund)Insurer–Open
ING Health InsuranceBrandnibOpen
Latrobe Health ServicesInsurer–Open
MedibankInsurer–Open
Mildura Health FundInsurer–Open
Navy HealthInsurer–Restricted
nibInsurer–Open
Nurses and Midwives HealthBrandTeachers HealthRestricted
onemedifund (by National Health Benefits Australia)Insurer–Open
PeoplecareInsurer–Open
Phoenix Health FundInsurer–Open
Police HealthInsurer–Restricted
Qantas InsuranceBrandnibOpen
Queensland Country Health FundInsurer–Open
Real Health InsuranceBrandnibOpen
Reserve Bank Health Society (RBHS)Insurer–Restricted
RT HealthBrandHCFOpen
see-uBrandHBFOpen
Seniors Health InsuranceBrandnibOpen
St Lukes HealthInsurer–Open
SuncorpBrandnibOpen
Teachers HealthInsurer–Restricted
TUHInsurer–Restricted
UniHealthBrandTeachers HealthRestricted
Union HealthBrandTUHRestricted
WestfundInsurer–Open

You can find a detailed profile of each private health insurer and brand under Insurers.

We promise

Read more
Compare Every
Insurer

Compare all Australian health insurers and every policy

Unbiased
Comparisons

Compare using independent and comprehensive information

Cheapest Policy
Guaranteed

Compare all Private Health Information Statements, cheapest to most expensive

Free Open
Access

Compare without entering your name, email or phone number

Related Content

advertisement
calculate your health insurance

Policies change monthly, stay informed

Subscribe to stay informed. Insurers regularly update policies, introduce new policies and close policies. Our data is updated monthly.
When you give your contact details, you agree we may email you updated insurer information; let you know about helpful services and offers from healthslips.com.au and its trusted partners; and collect, store and use your information as stated in our Privacy Policy.
Thank you for subscribing!