Health insurance regulations mean top-level cover has increasingly become unaffordable for many Australians. That’s the finding in an Actuaries Digital article, which suggests that the 4 tiers – Basic, Bronze, Silver and Gold – should be restructured. The number of Australians with Gold tier policies has dropped from 95% in 2005 to just 30% in 2026, due to younger claimers being concentrated on expensive Gold policies. This means many people do not have access to services such as private maternity cover, assisted reproductive services...
Australians with health cover are paying larger out-of-pocket costs for private treatment than ever, new data shows. The average Gap for private hospital treatment has climbed to $511.02 – an increase of 8.4% from the previous quarter, according to the latest statistics from government regulator APRA (the Australian Prudential Regulation Authority). Average Gaps for Extras Cover have increased to $65.02 – a 3.4% rise. Orthopaedic procedures remain the most expensive when it comes to out-of-pocket costs, with...
The cost of raising children continues to rise, with policies for families among the hardest hit in the latest health insurance premium increases.Analysis by health insurance comparison site healthslips.com.au found increases to Family and Single Parent policies have risen higher than policies that don’t include children.The government announced health insurance premiums would rise by an...
Senior Australians are facing a double whammy of health insurance cost rises, putting extra pressure on wallets during the cost-of-living crisis. Changes to the Private Health Insurance Rebate, coupled with high premium increases to policies that meet health needs of people over 65, mean senior Australians will be hit doubly hard by new health insurance changes. Currently the Private Health Insurance Rebate reduces premiums for people on low incomes by up to 24.288%, with reductions...
Health insurance premiums will increase by an average of 4.41% on 1 April, but some Australians are already experiencing bill shock after finding their policies will increase by as much as 10.74%. In the past few weeks policyholders have been notified by health insurers about their premium rises on 1 April 2026 and in some cases, the increases are significantly higher than 4.41%. Analysis by health insurance comparison...
Out-of-pocket fees for Australians with health insurance have risen, new data shows. Statistics from health insurance industry regulator APRA reveal average Gaps for hospital treatment rose by 7.7% in 2025, from an average of $437.61 to $471.29. Gaps for Extras Cover claims were up 5.6% from an average $59.53 to $62.87. Despite the increased Gaps and the cost-of-living crisis, Australians are holding onto their health insurance policies. There was no change to...
The government has approved a 4.41% average health insurance premium rise for 2026 – the highest increase in 9 years. Every year, health insurers must apply to the Minister for Health and Ageing to raise premiums. Last year’s average increase was 3.73%, while the 2017 average was 4.84%. Policyholders will be advised of their premium change over the coming weeks, with new premiums effective from 1 April. The Private Health Insurance Rebate will also be reduced from 1 April...
Increased out-of-pocket costs for specialists are leading many Australians to delay or cancel specialist care, a recent study has found. A survey of 4,000 people by Private Healthcare Australia – peak body for the health insurance industry – found that 55% of people received a higher specialist bill than expected in the past 3 years, and almost one in 3 people had delayed or cancelled specialist care due to costs. The survey – which included 2,300 people...
CEO and Founder
Chief Operating Officer
Chief Technical Officer
Writer and Researcher
UX/UI Designer
Brand and Graphic Designer
Led by Chris Payne
If you’re living with diabetes, your doctor may have recommended devices such as insulin pumps or glucose monitors to help you manage your health. If you don’t qualify for government funding, some of these devices can be a high ongoing cost. Currently in Australia, insulin pumps are only subsidised for people with type 1 diabetes...
Whatever amount you’re spending on health insurance, you naturally want to make sure you’re getting good value for your money. If you’re looking at the amount of money you’re claiming and wondering whether you’re getting enough back, here’s what you need to know. Like any form of insurance, health insurance is there to help you financially...
Hearing aids can make a world of difference if you’re experiencing hearing impairment, but unfortunately, they aren’t cheap to buy or get fitted. The Australian government subsidises the cost of hearing aids for certain people, but if you don’t qualify, you may be able to claim some of the cost on private health insurance. So,...
If you need a colonoscopy in Australia, you could face a long wait. According to the Australian Institute of Health and Welfare, people waited between 133 and 197 days for a non-urgent colonoscopy in a public hospital in 2022 (between 4 and 6 months). For faster treatment, you might be wondering if you can go...
There’s no two ways about it – braces are expensive. If you, or your child, might need braces in the near future, you might be wondering whether taking out health insurance for braces is worthwhile. Here, we crunch the numbers. Are braces covered by health insurance? Yes, braces are covered by health insurance – but only on...
So, you’re having a hospital procedure as a private patient, and you’re covered by private health insurance. That means your treatment is free, right? Unfortunately that’s probably not true. There are 4 types of costs you might face for Hospital Cover claims. Here’s what they are, and how to prepare for them:1. Excess Most Hospital Cover...
If you’re looking for the best health insurance policy that meets your specific health needs and budget, the healthslips.com.au calculator is your new BFF. Not only is it one of the only health comparison tools in Australia that compares every single policy on the market without any bias, it has some unique features that can...
Tonsillectomy is among the most common elective surgeries performed in Australia and there can be a long wait for public hospital treatment – up to 185 days (which is more than 6 months), Australian Institute of Health and Welfare data shows. You might choose to use health insurance and get treated at a private hospital,...