Author: Trudie McConnochie

We asked chartered accountant and tax expert Marianna Agostino, director of Conscious Wealth Creation, for advice on how private health insurance could affect how much you pay (or get back from) the ATO.  How the Medicare Levy Surcharge affects your tax return  According to Marianna, the biggest mistake people make is taking out health insurance...

So, you’ve taken a look at your health insurance policy and have decided it’s not right for you. Maybe it doesn’t fit your budget, or maybe it’s not meeting your healthcare needs any longer. Whatever the reason you have to switch, we’re here to help you with changing health insurance, without the headaches.  Should I...

If you’re thinking about changing health insurers, we’ve got your back.   You can change your policy and insurer whenever you like, and your right to do so is protected under the Private Health Insurance Act 2007. That means you can change insurers without being penalised, although you may have to serve new waiting periods on...

You might change your wardrobe every season, and might also switch jobs on a regular basis. But when it comes to health insurance, most Aussies are a little resistant to change. In a 2021 University of Melbourne study of health insurance habits, researchers noted that once people choose a health insurance policy, they tend to...

Baby names, schools and nursery furniture… there’s a lot to consider when you’re getting ready to be a parent. One of the things you’ll need to think about – sooner, rather than later – is what medical care you (or your partner) will want during pregnancy, where you’ll give birth and what healthcare professionals you’ll...

If you’re among the 1.3 million Australians living with diabetes, you’ll be very familiar with medical waiting rooms. Diabetes is a long-term condition requiring ongoing management and consultation with a team of healthcare professionals, so you’re probably wondering whether health insurance will cover the costs of living with diabetes.   The short answer is yes, but...

If you’re moving to Australia for study, congratulations! We hope you’re excited about spending time in our country.   As part of your temporary student visa, you must have Overseas Student Health Cover (OSHC), which is a type of health insurance that covers your GP visits, some hospital treatments, some medicines as well as ambulance treatment...

Are you planning a trip to Australia? We’re looking forward to welcoming you to our shores very soon. Before you board your flight, we recommend you buy Overseas Visitor Health Cover – health insurance to cover you for any accidents, injuries or illnesses while you’re in Australia (and in some cases, it may be a...