The cost of raising children continues to rise, with policies for families among the hardest hit in the latest health insurance premium increases.Analysis by health insurance comparison site healthslips.com.au found increases to Family and Single Parent policies have risen higher than policies that don’t include children.The government announced health insurance premiums would rise by an...
Senior Australians are facing a double whammy of health insurance cost rises, putting extra pressure on wallets during the cost-of-living crisis. Changes to the Private Health Insurance Rebate, coupled with high premium increases to policies that meet health needs of people over 65, mean senior Australians will be hit doubly hard by new health insurance changes. Currently the Private Health Insurance Rebate reduces premiums for people on low incomes by up to 24.288%, with reductions...
Health insurance premiums will increase by an average of 4.41% on 1 April, but some Australians are already experiencing bill shock after finding their policies will increase by as much as 10.74%. In the past few weeks policyholders have been notified by health insurers about their premium rises on 1 April 2026 and in some cases, the increases are significantly higher than 4.41%. Analysis by health insurance comparison...
Out-of-pocket fees for Australians with health insurance have risen, new data shows. Statistics from health insurance industry regulator APRA reveal average Gaps for hospital treatment rose by 7.7% in 2025, from an average of $437.61 to $471.29. Gaps for Extras Cover claims were up 5.6% from an average $59.53 to $62.87. Despite the increased Gaps and the cost-of-living crisis, Australians are holding onto their health insurance policies. There was no change to...
The government has approved a 4.41% average health insurance premium rise for 2026 – the highest increase in 9 years. Every year, health insurers must apply to the Minister for Health and Ageing to raise premiums. Last year’s average increase was 3.73%, while the 2017 average was 4.84%. Policyholders will be advised of their premium change over the coming weeks, with new premiums effective from 1 April. The Private Health Insurance Rebate will also be reduced from 1 April...
Increased out-of-pocket costs for specialists are leading many Australians to delay or cancel specialist care, a recent study has found. A survey of 4,000 people by Private Healthcare Australia – peak body for the health insurance industry – found that 55% of people received a higher specialist bill than expected in the past 3 years, and almost one in 3 people had delayed or cancelled specialist care due to costs. The survey – which included 2,300 people...
The Australian Medical Association (AMA), an advocacy group for doctors, says private health insurance no longer provides value for money, and wants the government to overhaul the industry. The association’s annual Private Health Insurance Report Card, released today, found premium prices had doubled over the past 16 years, outstripping health inflation.“Australians are paying more for their...
Increased claim costs are putting health insurers under pressure, new data shows. The latest figures from industry regulator, the Australian Prudential Regulation Authority (APRA), show $5.2 million was paid for hospital treatment claims in the September 2025 quarter – an 8.0% increase compared with the same quarter last year and much higher than the growth in...
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When it comes to Gold tier Hospital Cover, not all policies are created equal. While Gold tier policies provide the maximum Hospital Cover – which means they cover ALL 38 clinical categories health insurers are allowed to cover – that doesn’t mean they provide the amount of value, per se. And they certainly aren’t priced...
If you’re among the 7 million Australians living with a lung condition, such as chronic obstructive pulmonary disease (COPD), lung cancer or bronchiectasis, you’ll be very familiar with hospital and clinic waiting rooms. From medical procedures to lifestyle support, living with a lung condition means supporting your health is vital. Here’s what you need to...
The whole point of taking out health insurance is to reduce your health costs, so it can come as a bit of a shock to get a bill for medical treatments that are covered by your policy. Even though private health insurance covers you for certain health treatments, sometimes doctors and hospitals will charge more...
If you’re looking for Hospital Cover that goes a little further than a Basic policy but your budget doesn’t stretch to Bronze, a Basic Plus health insurance policy could be the right fit for you. What’s the difference between Basic and Basic Plus Hospital Cover? Basic is the most affordable level of Hospital Cover, and by law...
If you’re looking for Hospital Cover at the lower end of the scale that’s good value for money, Bronze Plus Hospital Cover is worth considering. Offering more coverage than a Bronze policy, but not as extensive as a Silver policy, Bronze Plus might be a happy medium that meets your healthcare needs without the higher...
If Gold Hospital Cover is out of your budget but a Silver policy doesn’t cover as many health services and treatments as you need, a Silver Plus Hospital Cover policy might be the best form of health insurance for you. Silver Plus policies can be cheaper than Gold, and they often cover Joint Replacements –...
Being a single parent can mean needing to keep an extra tight grip on your finances. Regardless of whether or not you have a co-parent contributing to household costs, health insurance will be one of your larger expenses as a single parent. For that reason, you’ll want to get the best health insurance for single...
If there’s one thing you can count on as a parent, it’s that accidents and injuries are likely to happen. Whether it’s a sprain on the soccer field or grazes from falling off a bike, kids’ bodies often go through a bit of rough and tumble. While minor injuries aren’t a big deal, if you or...