Out-of-pocket fees for Australians with health insurance have risen, new data shows. Statistics from health insurance industry regulator APRA reveal average Gaps for hospital treatment rose by 7.7% in 2025, from an average of $437.61 to $471.29. Gaps for Extras Cover claims were up 5.6% from an average $59.53 to $62.87. Despite the increased Gaps and the cost-of-living crisis, Australians are holding onto their health insurance policies. There was no change to...
The government has approved a 4.41% average health insurance premium rise for 2026 – the highest increase in 9 years. Every year, health insurers must apply to the Minister for Health and Ageing to raise premiums. Last year’s average increase was 3.73%, while the 2017 average was 4.84%. Policyholders will be advised of their premium change over the coming weeks, with new premiums effective from 1 April. The Private Health Insurance Rebate will also be reduced from 1 April...
Increased out-of-pocket costs for specialists are leading many Australians to delay or cancel specialist care, a recent study has found. A survey of 4,000 people by Private Healthcare Australia – peak body for the health insurance industry – found that 55% of people received a higher specialist bill than expected in the past 3 years, and almost one in 3 people had delayed or cancelled specialist care due to costs. The survey – which included 2,300 people...
The Australian Medical Association (AMA), an advocacy group for doctors, says private health insurance no longer provides value for money, and wants the government to overhaul the industry. The association’s annual Private Health Insurance Report Card, released today, found premium prices had doubled over the past 16 years, outstripping health inflation.“Australians are paying more for their...
Increased claim costs are putting health insurers under pressure, new data shows. The latest figures from industry regulator, the Australian Prudential Regulation Authority (APRA), show $5.2 million was paid for hospital treatment claims in the September 2025 quarter – an 8.0% increase compared with the same quarter last year and much higher than the growth in...
Specialist fees for private hospital care in Australia have increased dramatically – in some cases, by as much as 9 times, new data shows. Figures from Private Healthcare Australia, the peak body for the health insurance industry, found that average out-of-pocket fees charged for treating private patients have surged by staggering amounts between 2018-19 and 2023-24. Average...
The Minister of Health has warned health insurers to focus on providing value to customers when they apply to increase their premiums over the next few weeks. Private health insurers are allowed to raise premiums once a year only, subject to government approval. Insurer applications for 2026 premium increases are due in November, with approved prices...
Some ACT residents are being hit with shock bills for public hospital treatment, new figures show. Following news this week that health insurance premiums for ACT residents may rise by at least $180 next year, an analysis of billing records has revealed the high Gaps being paid for Canberra hospital treatment. Data from Private Healthcare Australia...
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Every year thousands of Australians set new year resolutions to improve their lives in the coming year, and 2026 is no exception. For many of us, those resolutions involve wellbeing goals, but other people might choose to focus on better financial choices, or improvements in other areas of their lives (or all of the above). If...
If there’s one question about private health insurance that people ask more than any other, it’s this: what’s the difference between Hospital Cover and Extras Cover? And then they ask: do I need both? No one wants to pay for something they don’t need, so healthslips.com.au is here to give you all the accurate information you...
If you’ve ever been sick or injured for a long period of time, you’ll know all too well that health equals wealth. Being sick not only limits your lifestyle, it can be expensive, with GP visits now $74.66 on average, with the Medicare rebate only covering $39.75, and Aussies visiting a GP 5.6 times a...
You’re probably reading this because you need health insurance, or you want to change your current health insurance policy and do it in the most time-efficient and cost-effective way possible. You’ve come to the right place. Health insurance comparison websites are a convenient way to find the policy you need, at the best price – but...
Health insurance can be confusing, but healthslips.com.au is here to help you understand the ins and outs of private health cover. Here we answer some of the most common health insurance questions. Q. Do I need private health insurance? Thanks to Medicare, you’ll always be able to get free treatment in public hospitals in Australia, regardless of whether...