Incentives & Penalties

Being a single parent can mean needing to keep an extra tight grip on your finances. Regardless of whether or not you have a co-parent contributing to household costs, health insurance will be one of your larger expenses as a single parent. For that reason, you’ll want to get the best health insurance for single...

If there’s one thing you can count on as a parent, it’s that accidents and injuries are likely to happen. Whether it’s a sprain on the soccer field or grazes from falling off a bike, kids’ bodies often go through a bit of rough and tumble. While minor injuries aren’t a big deal, if you or...

If you’re taking out a health insurance policy for yourself only, or reviewing your existing policy because your health needs and budget may have changed, here’s what you need to consider to find the best cover for singles in Australia.  Do I need health insurance for myself?  The main benefit of private health insurance for...

If you’re in a relationship, you might be wondering whether you can get more value from your health insurance by combining cover with your partner. Or perhaps your children have left home and moved onto their own health insurance policies, so you’re considering changing from a Family to a Couples policy. Either way, you’ll want...

Whether it’s dental visits or private hospital treatment for grommets, there are lots of good reasons to have private health insurance for your kids. But with living costs rising, you might be wondering whether you can get away with insuring your children only, and going without health cover for yourself and your partner. So, does...

If you’re a young and healthy Australian, do you really need health insurance, since you can get public hospital treatment for free under Medicare? And if you’re an older Australian, is it worth getting health insurance, even though it might cost you more? There’s no best age to get health insurance, but there are lots...

If you’re a new migrant, we hope you’re enjoying life in Australia.   One of the things you’ll need to think about as you adjust to life as an Aussie is our healthcare system. While many treatments and services are covered by Medicare, there are some advantages to taking out Private Health Insurance. In some cases,...

If you’re self-employed, either as a small business owner or one of the 1.5 million sole traders or freelancers in Australia, you probably keep a very close eye on the flow of money coming in and out. Health insurance can be a big expense, which means you might be wondering if you can do without...