Lifestyle

If you’ve visited a dentist to improve your smile recently, you might not have been smiling when you went to pay. Dental care in Australia is generally not covered by Medicare, which means it can hurt your hip pocket. Having Extras Cover is one way to eliminate dental bill shock, but often health insurance doesn’t...

If you’ve visited a pharmacy lately you’ll know that medicines can be expensive, even when they’re subsidised by the government. The good news is that if you’re prescribed medication that isn’t subsidised by the government, you might be able claim back some of those costs on private health insurance, depending on your cover. Here’s what...

Private health insurance exists to help you access healthcare treatments or services that might otherwise be very expensive or out of reach. Even if you’re healthy now, you don’t know what’s ahead, and it can be reassuring to know that if you face a long waiting list in the public health system, you could be...

Whether it’s dental visits or private hospital treatment for grommets, there are lots of good reasons to have private health insurance for your kids. But with living costs rising, you might be wondering whether you can get away with insuring your children only, and going without health cover for yourself and your partner. So, does...

When you’re separating from your partner, there are a lot of tough decisions and arrangements to be made – especially when it comes to finances. One of the things you may need to do is change your health insurance policy and, if you have children together, decide how your children’s healthcare will be covered. We know...

For the 440,000+ Australians living with the impact of stroke, recovery can be a long journey. Rehabilitation after stroke is different for everyone, depending on how your brain is affected and how severe the stroke was. Here’s how private health insurance can help with the costs of recovery after a stroke. Your initial treatment will mostly...

If you’re a new migrant, we hope you’re enjoying life in Australia.  One of the things you’ll need to think about as you adjust to life as an Aussie is our healthcare system. While many treatments and services are covered by Medicare, there are some advantages to taking out private health insurance. In some cases, getting...

If you’re likely to need heart surgery, health insurance could be worth your while. While treatment in public hospitals will always be free under Medicare, 1 in 6 Australians are living with heart disease (according to the Heart Foundation), so there may be a wait for non-urgent cardiac treatment in public hospitals. According to Private Healthcare Australia’s Hospital High Claims Report, cardiovascular treatments were among the highest hospital claims paid by insurers in 2024. Here, we...