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Cover

Are there different levels of Extras Cover?

Reviewed and updated 20 April 2023

Yes. Generally, health insurers package Extras Cover at 3 different levels:

  • Basic
  • Medium 
  • Top.

Basic Extras Cover

If you buy basic Extras Cover, you are covered for a limited range of treatments such as:

You will receive a percentage of the cost each time you claim, up to an annual limit. Sometimes the annual limits are combined across treatments.


Medium Extras Cover

If you purchase medium rather than basic Extras Cover, you receive a percentage for a wider range of treatments such as:

This policy will cost you more than basic Extras Cover.

You should receive a larger percentage of the cost and annual limits are usually higher.


Top Extras Cover

If you buy top Extras Cover, you will be covered for a wide range of treatments.

You should receive an even larger percentage of the cost and annual limits are usually higher.

These policies are also the most expensive.

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